Ag Credit Analyst

Summary

Join Farmers Business Network (FBN) as a Credit Analyst! This full-time, remote position requires analyzing borrower financial information, ensuring loan compliance, and communicating with sales and closing teams. You will work independently and collaboratively, providing analytical support and interacting with customers. The ideal candidate possesses 5+ years of agricultural credit underwriting experience and strong communication skills. FBN offers competitive compensation, including a base salary range of $80,000-$95,000, plus benefits such as paid time off, remote work, parental leave, and comprehensive health insurance.

Requirements

• 5+ years of agricultural credit underwriting / analysis experience for real estate and operating loans
• A commitment to the highest ethical standards
• Ability to keep secure highly sensitive customer data
• Understanding of credit and industry risk related to agriculture and farming operations
• Ability to work independently and with a team in a fast-paced and high volume environment with emphasis on objectivity, accuracy and timeliness
• Strong written and verbal communication skills

Responsibilities

• Review borrower submitted information for completeness and accuracy
• Analyze and summarize borrower financial information in a concise credit package
• Ensure all new and existing loans are fully compliant and fall within the FBN’s Credit Policy guidelines
• Communicate with sales team and loan closing team on loan application, underwriting, and approval status
• Work with sales team to respond to any questions or follow up items related to credit approval conditions or requirements
• Provide analytical support for loan amendments and modifications
• Interact with customers to gather operational and financial information in order to complete analysis
• Assist in gathering and compiling data to generate ad hoc credit and risk analysis reports as well as other relevant reports
• Reconcile customer data among multiple systems to ensure data integrity
• Present underwriting analyses and narratives to key stakeholders including financing partners and FBN’s Credit Committee
• Help drive continued improvements to a fast-changing finance team

Preferred Qualifications

• Degree in finance, accounting or business
• Experience with real estate, operating, equipment and input loans and loan processing
• Familiar with Salesforce and nCino

Benefits

• Paid holidays plus an additional floating holiday
• Work flexibility including paid time off and remote work if your role is eligible
• Parental leave
• Benefits including but not limited to: medical, dental, vision, wellbeing, short & long term disability, life insurance, 401k, HSA employer contributions