Analyst II, Full Stack

Summary

Join Affirm's Credit team and contribute to the responsible management of the company's risk profile. You will leverage advanced data analytics to optimize credit strategies, perform portfolio analytics, and partner with other teams to build credit risk capabilities. This role requires strong analytical skills, experience with SQL and Python, and the ability to communicate effectively with both technical and non-technical audiences. Affirm offers a competitive compensation package, including a comprehensive benefits plan with 100% subsidized medical coverage for you and your dependents, flexible spending stipends, and generous time off. The position is remote-first, offering flexibility and the opportunity to work from almost anywhere within the country of employment.

Requirements

• Passion and drive to change banking, payments and online marketing for the better
• 3+ years work experience as a data analyst
• Curiosity to learn about data, models and algorithms
• Extensive experience with SQL and Python
• Ability to collaborate and influence across different teams in the organization
• Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
• A passion for finding insights in data and driving change based on those insights
• Grit. Lots of grit. You’ll wear 7 hats and not love all of them

Responsibilities

• Leverage advanced data analytics to derive insights and optimize credit strategies
• Perform portfolio analytics including out of trend investigations and attribution analysis
• Partner with Machine Learning and Engineering on building effective credit risk capabilities
• Monitor portfolio as well as macroeconomic trends impacting loan performance. Drive adjustments to our underwriting and marketing strategies to mitigate risk
• Contribute in enhancing the end-to-end portfolio management monitoring framework

Preferred Qualifications

Consumer credit risk management

Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
• Remote work