Anti-Financial Crime Officer

Summary

Join NinjaHoldings, a company revolutionizing financial services, as their Anti-Financial Crime (AFC) officer. You will manage the company's AFC/AML/CTF program, reporting to the Chief Compliance Officer and the board. Key responsibilities include conducting risk assessments, preparing for audits, developing training programs, overseeing transaction monitoring, and maintaining regulatory compliance. This role requires a bachelor's degree, 7+ years of relevant experience, and deep knowledge of financial crime statutes and regulations. Additional beneficial qualifications include specific certifications and experience with regulators. NinjaHoldings offers a competitive salary and benefits package, flexible remote work, and a dynamic work environment.

Requirements

• Bachelor’s degree
• 7+ years of experience in managing an anti-financial-crime / anti-money-laundering / counter-terrorist financing program in the financial services industry
• Deep subject matter knowledge of statutes and regulations designed to combat financial crimes and terrorist financing, including : anti-financial-crime (AFC) laws, anti-money laundering (AML) laws, countering the financing of terrorism (CFT) laws, the Bank Secrecy Act (BSA), and sanctions rules and regulations
• Strong knowledge of banking regulations, compliance frameworks, and industry best practices
• Ability to develop and implement AFC compliance strategies and drive organizational change; understands role as a challenge function to the business
• Demonstrated experience in leading AFC compliance teams and managing complex AFC initiatives
• Excellent decision making, analytical and investigative abilities with attention to detail and accuracy
• Strong written and verbal communication skills and effective organizational abilities
• Excellent leadership, communication, and interpersonal skills

Responsibilities

• Serve as the company’s Anti-Financial Crime (AFC) officer and manage the company's anti-financial-crime (AFC) / anti-money-laundering (AML) / countering terrorist financing (CTF) program
• Report to the Chief Compliance Officer and provide periodic reporting directly to the board on the effectiveness of the controls contained in the company’s AFC/AML/CTF program
• Relative to the company’s AFC/AML/CTF program, perform an annual AFC risk assessment for all company products and business lines, identify inherent risks, design mitigating controls, and develop a final assessment report to share with executive management and the Board
• Prepare for and participate in annual audits conducted by independent third parties
• Serve on the company’s Compliance Committee and report monitoring-and-testing findings and remediation plans to both the committee and the board. Advise the committee of any upcoming regulatory changes concerning the company’s AFC/AML/CTF obligations
• Develop, manage, and oversee an effective internal AFC compliance training program including appropriate introductory training for new employees as well as ongoing training for all employees and board members
• Oversee the transaction monitoring system to identify and escalate unusual activity. Perform a calibration of transaction monitoring rules on a risk basis; report unusual activity to partners
• Monitor transactions for unusual activity and investigate potential financial crimes
• Perform regular monitoring and testing of the AFC program and effectively collaborate with partners for AFC oversight
• Maintain a regulatory applicability matrix for statutes and regulations covering Customer Identification Program (CIP), Customer Due Diligence (CDD), identification and escalation of unusual activity, searches conducted under Office of Foreign Asset Control (OFAC) regulations or Section 314(a) of the PATRIOT ACT, and OFAC/sanctions compliance
• Draft written AFC compliance policies—including detailed procedures and job aids, where appropriate—for the company’s AFC/AML/CTF program. Obtain the board’s annual review and approval of those policies
• Stay up-to-date on regulatory changes and best practices

Preferred Qualifications

• CAMS, CFE, CAFP designation or other industry recognized AFC certification
• Direct experience engaging with regulators (FDIC, OCC, FRB, CFPB, state consumer credit administrators)

Benefits

• Competitive salary and benefits package
• Flexible, remote work
• Fun, fast-paced work environment
• Dynamic start-up culture
• Ability to make an immediate impact in a growth stage company
• Convenient downtown Chicago office located in the heart of the city
• Equal opportunity employer