Anti-Financial Crime Officer

Summary

Join Qonto's Anti-Financial Crime team as an Anti-Financial Crime Officer and play a key role in protecting Qonto and its European customers. You will work closely with the team to ensure compliance with French regulatory requirements, conduct enhanced investigations, and provide operational support. This fast-paced role offers opportunities for management experience, collaboration with cross-functional teams, and the use of cutting-edge tools. You will contribute to process improvements and have a strategic impact on Qonto's regulatory compliance. The ideal candidate possesses experience in AML/Compliance, understands French AML/CFT regulations, and has strong communication and collaboration skills. Qonto offers a competitive salary package and various benefits, including remote work policy, meal vouchers, health insurance, employee well-being initiatives, and parental leave policies.

Requirements

• Experience : You have at least prior internship experience in AML/Compliance, preferably in a Fintech or banking industry, with hands-on experience conducting enhanced investigations
• Regulatory mastery : You understand French AML/CFT regulation and challenges, and can quickly adapt to evolving money-laundering and terrorist financing schemes to protect Qonto efficiently
• Language skills : You are fluent in French and English
• Management aptitude : You demonstrate integrity, autonomy, and efficiency, with the ability to provide operational guidance and resolve conflicts with external service providers
• Team collaboration : You can work effectively in a multicultural environment and collaborate across departments, with strong communication skills for training and guidance delivery
• Education : You have a Master's degree in a relevant field, preferably law with a focus on compliance, business law, and/or criminal business law

Responsibilities

• Draft, review, and submit SARs, ensuring compliance with French regulatory requirements
• Review and validate enhanced investigations conducted by the operational AFC Officers team before submission to Tracfin, ensuring quality meets our regulator's expectations
• Help and coordinate our operational team of 7 investigators through daily operational support, weekly strategic meetings, and continuous training delivery
• Perform level 1 controls on the Anti-Financial Crime team's operational activities
• Handle complex Authority Requests and provide expert guidance to both internal teams and external partners

Benefits

• Offices in Paris, Berlin, Milan, Barcelona, and Belgrade
• Tailor-made remote work policy depending on the job you apply for and where you live
• Competitive salary package
• A meal voucher
• Public transportation reimbursement (part or global)
• A great health insurance (depending on the country)
• Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities
• A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners
• Monthly team events