Bank Reserve Pilot

Summary

Join dLocal, a global payments company, as a Bank Reserve Pilot - PIX. You will lead the onboarding process for the Reserves Transfer System (STR), integrate with the Card Settlement System (SLC) and boletos via Nuclea, and ensure regulatory compliance with the Central Bank of Brazil. This critical role involves managing reserve accounts, optimizing liquidity, and transitioning to direct Pix participation. You will collaborate with internal teams and external partners, enhancing financial automation and efficiency. dLocal offers a remote-first, flexible work environment with various benefits, including learning and development opportunities, language classes, and a social budget.

Requirements

• Experience in Reserve Banking & Treasury Operations
• Proven track record in reserve banking, treasury, or similar roles in banks, fintechs, or payment institutions. Strong knowledge of interbank liquidity and SPB operations
• In-depth knowledge of Bacen regulations (STR, SLC, Pix, boletos via Nuclea). Understanding of direct Pix rules, settlement processes, and security requirements. Familiarity with SPB, RSFN, Proban, and financial messaging systems
• Experience in liquidity modeling, reserve banking structure management, and cost-reduction strategies
• Familiarity with banking reconciliation systems, interbank settlement, and financial transaction automation
• Strong negotiation skills with regulators, partner banks, and fintechs. Excellent communication and collaboration with IT, Legal, and Compliance teams. Proactive in improving financial operations

Responsibilities

• Oversee compliance with Central Bank regulations in the Reserves Transfer System (STR)
• Coordinate certification, testing, and approvals for Brazilian Payment System (SPB) operations
• Implement processes for managing reserve accounts and interbank payments
• Ensure efficient adoption of the Card Settlement System (SLC) and boleto issuance through Nuclea, adhering to regulatory standards
• Lead the transition to direct Pix participation, eliminating intermediaries
• Oversee homologation, PI to PD account configuration, and liquidity strategies for secure Pix transactions
• Manage reserve account balances and optimize liquidity
• Develop automated financial reconciliation and risk mitigation processes
• Liaise with the Central Bank, ensuring regulatory compliance
• Coordinate with partner banks and financial service providers
• Enhance financial automation and efficiency with IT, Compliance, and Treasury teams

Preferred Qualifications

• Hands-on experience with STR and Bacen’s regulatory onboarding processes
• Experience transitioning to direct Pix participation
• Knowledge of financial innovations, Open Banking, and emerging payment trends
• Knowledge of SQL, Python, or similar tools for data analysis and automation

Benefits

• Remote work: work from anywhere or one of our offices around the globe!*
• Flexibility: we have flexible schedules and we are driven by performance
• Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity
• Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded
• Learning & development: get access to a Premium Coursera subscription
• Language classes: we provide free English, Spanish, or Portuguese classes
• Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
• DLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!