Remote BSA Compliance Analyst Senior

Summary

Join our team at Pathward, a hybrid remote-office company dedicated to growing talent anywhere! We're looking for a BSA Compliance Analyst III to serve within the second line of defense for our BSA/AML/CFT and OFAC programs. As a key member of our compliance team, you'll administer enterprise-wide programs in accordance with approved policy, laws, regulations, and best business practices.

Requirements

• Bachelor’s degree preferred or 4 or more years equivalent experience required
• Ability to function in a fast-paced environment
• Flexible and creative thinker who can learn independently
• Strong collaboration skills
• Demonstrated knowledge of BSA/AML/CFT and OFAC regulatory requirements
• Knowledge of Federal and State banking laws and regulations
• Understanding of compliance auditing principles, methodology, sampling techniques and risk identification
• Knowledge of banking products and services
• Strong relationship management. Ability to present information to all levels internally and to external partners
• Excellent verbal and written communication skills
• Demonstrated ability to manage multiple complex projects together
• Skilled at organizing priorities and meeting deadlines
• Experience with Microsoft Products such as Word, Excel, PowerPoint
• Experience with payments, e-commerce, Fintech, sanctions, and/or trade finance
• Legal background with experience in regulatory interpretation
• Knowledge of data structure and usage within reporting and systems
• Operations knowledge
• Risk Management experience
• CAMS/ACFCS certifications
• Experience with Power of BI, Archer, OFAC screening solutions, and/or vendor solutions that support identity verification

Responsibilities

• Be adept at interpreting proposed/enacted BSA/AML/CFT and OFAC regulations
• Serve as the BSA and OFAC point of contact for regulatory change management
• Stay abreast of banking/Fintech industry changes that could impact our BSA and OFAC programs
• Create and/or update internal and external documentation (policies, procedures, guidelines, etc.) to ensure compliance with regulatory expectations and industry practices
• Work with business lines to implement and support BSA/AML initiatives, provide business lines with necessary support including training and process documentation
• Work with the other areas of the BSA team to ensure that proper systems, including rules, are in place that align with regulatory or industry expectations
• Develop/update/deliver internal and external training to ensure regulatory compliance and industry standards are incorporated
• Serve as the subject matter expert to ensure documents, projects, processes, or product initiatives comply with regulatory and legal requirements and enterprise policy
• Aid in the evaluation of new products and services, processes, and procedures to ensure requirements of the BSA and OFAC are met
• Implement new procedures and tools with team members
• Assist in updating the enterprise BSA/AML and OFAC Risk Assessment including analyzing the risks associated with assigned business lines
• Complete compliance reviews on business lines to evaluate compliance with applicable laws and regulations and company policy. Assess adequacy of internal controls and assist with remediation as applicable. Develop supporting documentation including procedures, workpapers, reports, and other supplemental documentation
• Perform other duties or special projects as assigned