Commercial Lines Underwriter - Real Estate Umbrella

Summary

Join Distinguished Programs, a leading national insurance Program Manager, as a Commercial Lines Underwriter specializing in Real Estate Umbrella Programs. You will be responsible for managing the renewal pipeline, selecting and qualifying risks, and pricing within program guidelines. This role involves working directly with brokers and carriers, ensuring accurate underwriting information and eligibility within program parameters. You will also contribute to process improvements, gather market intelligence, and maintain strong relationships with internal and external customers. The position offers a remote work arrangement and a competitive compensation package including bonus potential, comprehensive healthcare benefits, and generous time off. Growth and development opportunities are also provided.

Requirements

• Bachelor’s degree or equivalent combination of education and experience
• Minimum 3 years of commercial insurance underwriting experience
• Property and Casualty insurance license required (6 months preparation time permitted)
• Analytical and quantitative skills
• Strong verbal and written communication skills including negotiation skills
• Must be self-driven, detail oriented, and possess strong organizational skills including time-management and prioritization
• Some travel may be required from time to time for team and broker meetings

Responsibilities

• Communicate professionally and effectively with our broker customers and sales staff on renewal business including midterm servicing, within authority
• Support the Product Manager with administration and monitoring of underwriting processes, guidelines and applications
• Evaluate submissions to ensure proper risk selection, premium and coverage
• Adhere to rating rules with proper file documentation
• Gather competitor information, market intelligence, and understand trends to identify opportunities for improvements to products and pricing
• Manage renewal list to maximize policy retention
• Provide and create solutions for a broad range of inquiries from brokers and team members
• Monitor data entry and processing to ensure data integrity
• Communicates with insurance brokers to obtain information needed to underwrite risks, respond to questions and address issues
• Develop relationships with both external and internal customers
• Promote teamwork and organizational success, while accepting accountability and ownership, celebrating successes and learning from past mistakes
• Deliver an exceptional customer experience with every interaction, in all modes of communication
• Identify opportunities to improve underwriting efficiencies
• Successfully complete Peer/Self Audits every month
• Work independently within deadlines while understanding the necessity for communicating and coordinating work efforts with stakeholders
• Participate in other company projects and new initiatives

Preferred Qualifications

Commercial Real Estate knowledge and experience preferred

Benefits

• $70,000 - $90,000 base salary plus bonus. Salary commensurate with knowledge, skills, experience, and geographic location
• Summer Fridays (Leave at 2:00PM all Fridays from Memorial Day to Labor Day)
• Great healthcare coverage including Medical, Vision, and Dental
• 401k with 4% company match. Immediately 100% vested
• Life, disability and supplemental insurance
• Growth and development opportunities
• Wellness Benefits including an Employee Assistance Program, Telemedicine, and Peloton App Digital Membership for 1 year (or if you have Peloton equipment, receive a 4-month waiver
• Work/Life Balance with generous time off policy including PTO and paid holidays, Summer Hours, Dependent Daycare flexible spending account, paid parental leave, a commuter account, and a sabbatical every 7 years