Compliance Officer

Summary

Join dLocal as their Compliance Officer and play a crucial role in managing banking relationships and internal reporting, ensuring compliance with Uruguayan fintech regulations. You will be responsible for implementing AML/KYC obligations, providing legal guidance, overseeing transaction monitoring, and filing SARs. Maintain a repository of compliance obligations, monitor regulatory developments, and prepare compliance reports. Lead or support legal training initiatives. This role requires a law degree with strong knowledge of Uruguayan fintech regulations and AML/KYC, 4-6 years of relevant experience, and exceptional communication skills. Fluency in English is required. dLocal offers remote work flexibility, a dynamic work environment, referral bonuses, learning and development opportunities, language classes, a social budget, and dLocal Houses.

Requirements

• A degree in law, with a strong preference for lawyers who have in-depth knowledge of Uruguayan fintech regulations and the legal intricacies of AML and KYC
• A bachelor’s degree in business, finance, accounting, or a related field or equivalent experience will also be considered
• 4-6 years of legal experience in consultancy firms, AML, Transaction Monitoring, and KYC within the banking or fintech sector in Uruguay
• A deep understanding of the legal financial crime regulatory framework specific to the Uruguayan fintech landscape
• Exceptional legal written and oral communication skills, with the ability to articulate complex regulatory requirements clearly from a regulatory-legal perspective
• Fluency in English is a requirement, given the international context of fintech legal compliance
• Proven ability to complete legal work efficiently while adapting swiftly to shifting legal priorities, particularly in the evolving realm of fintech regulation in Uruguay

Responsibilities

• Ensure implementation of AML/KYC and related compliance obligations in customer onboarding and ongoing due diligence , in line with Uruguayan fintech regulations
• Collaborate with internal teams to provide legal guidance on regulatory compliance matters, particularly related to payments, AML, KYC , and customer risk assessments
• Oversee transaction monitoring processes , including the establishment of legal thresholds, review of alerts, and escalation protocols
• Ensure timely and accurate filing of Suspicious Activity Reports (SARs) in accordance with requirements from the Unidad de Información y Análisis Financiero (UIAF) and other relevant authorities
• Maintain and manage a repository of compliance obligations specific to the Uruguayan fintech regulatory landscape, with ongoing risk assessment and updates
• Monitor regulatory developments and maintain engagement with Banco Central del Uruguay (BCU) and other relevant bodies to ensure compliance with evolving legal requirements
• Support the preparation of internal compliance reports , including the annual internal control self-assessment , with a strong focus on AML/KYC
• Lead or support legal training and awareness initiatives to ensure operational teams are informed and compliant with applicable fintech regulations

Benefits

• Remote work: work from anywhere or one of our offices around the globe!*
• Flexibility: we have flexible schedules and we are driven by performance
• Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity
• Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded
• Learning & development: get access to a Premium Coursera subscription
• Language classes: we provide free English, Spanish, or Portuguese classes
• Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
• DLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!