Credit Analyst - Loan Processor

Summary

Join a growing team as a Credit Assessor/Processor at a top-rated Philippines employer. This role involves end-to-end processing and assessment of loan applications, ensuring swift turnaround and excellent customer experience. You will assess commercial and property-backed loan applications, perform income verification and credit analysis, and liaise with brokers and stakeholders. Accuracy, compliance, and attention to detail are crucial. The company offers a competitive salary package, work-from-home options, and various benefits. The ideal candidate will have experience in the Australian credit industry and strong analytical skills.

Requirements

• Experience in loan processing or credit assessment within the Australian mortgage or finance industry
• A background in finance, lending, or a related field- Knowledge of credit policies
• Strong communication and collaboration skills, especially when working with brokers and stakeholders
• Degree qualified in Business, Finance, Property, or related discipline

Responsibilities

• Assess commercial and property-backed loan applications in line with company credit policies
• Perform income verification, valuation reviews, and credit analysis
• Liaise with brokers, internal credit teams, and external stakeholders to gather and validate documentation
• Prepare loan files and ensure compliance with regulatory and internal guidelines
• Highlight any risks or exceptions to the credit team for further consideration
• Maintain accurate records and ensure timely follow-ups on pending applications
• Support continuous process improvement initiatives within the credit department

Preferred Qualifications

• Proficiency in MS Office, particularly Excel, is essential
• Experience with CRM tools, including Pipedrive and Infynity, is an advantage
• Familiarity with servicing calculators and other lending-related software is also beneficial for assessing loan options

Benefits

• WFH
• Medical, Dental Coverage and Life insurance from day 1 of employment
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion)
• Competitive salary package and annual appraisal
• Financial Assistance Program
• Mandatory Government Benefits and 13th Month Pay
• Regular Company Events, Work Life Balance, and Career growth opportunities