NinjaHoldings is hiring a
Credit Risk Analytics Manager in United States

Summary

NinjaHoldings is seeking an experienced analytics leader to join their Risk & Analytics team. The hire will develop credit risk strategies for new lending products, optimize portfolio performance, work with cross-functional teams, and communicate business strategies to senior management.

Requirements

• Bachelor's degree in a quantitative discipline required (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields)
• 5+ years of experience with data analytics in Credit Risk, supporting risk strategies for consumer lending products
• Established experience with relational databases and SQL
• Programming experience with Python
• Strong quantitative and problem-solving skills with key attention to detail
• Experience supporting and working with cross-functional teams in a dynamic environment
• Excellent communication skills and ability to interface with business units and senior leadership (C-suite) across the organization
• Ability to effectively manage multiple cross-functional projects with tight deadlines

Responsibilities

• Develop and own credit risk strategy for new lending products and continuously iterate to improve approval criteria, credit limit assignment strategies and performance
• Establish performance metrics, develop automated reporting dashboards using SQL and Python to monitor portfolio performance
• Conduct analysis using advanced data analytics to evaluate trends in portfolio performance and provide recommendations to optimize portfolio risk based on company targets
• Work with cross-functional teams to explore new ways of finding insights from data, identify patterns and trends, and make recommendations to senior management
• Design A/B testing strategies for underwriting experiments, evaluate impact and provide recommendations
• Work with external vendors to prioritize and manage product evaluation and data studies

Preferred Qualifications

• Advanced degree in a quantitative discipline (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields)
• Experience working with specialty finance or FinTech

Benefits

• Competitive salary and benefits package
• Flexible, remote work
• Fun, fast-paced work environment
• Dynamic start-up culture
• Convenient downtown Chicago office located in the heart of the city
• Equal opportunity employer