Director of Home Lending

Summary

Join Wealthfront as Director of Home Lending to lead and optimize mortgage lending operations, ensuring compliance and efficiency. Collaborate with product and engineering teams, oversee system testing and implementation, and manage a team of origination and operations personnel. Maintain regulatory compliance, provide pipeline support, and design training programs. Identify process improvements and implement technology-driven solutions. Contribute to a positive work environment and achieve departmental and company goals. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment.

Requirements

• Minimum 7 years of retail mortgage lending experience
• Minimum 4 years experience in leadership roles
• Strong knowledge of Conventional Conforming and Jumbo guidelines
• Solid understanding of state and federal lending regulations
• Familiarity with digital lending platforms and automation tools
• Proven expertise in system configuration, particularly with Loan Origination Systems (LOS) and related platforms

Responsibilities

• Lead configuration and optimization of the Loan Origination System (LOS) to meet business needs, ensuring efficient and compliant loan origination
• Collaborate with product and engineering teams to design scalable system workflows and ensure seamless integration with other technology platforms
• Oversee system testing, implementation and ongoing enhancements to maintain operational efficiency and an excellent client experience
• Ensure all home lending processes and systems are compliant with federal and state regulations
• Provide pipeline support to origination and operations team members managing queues, workload and providing back-up support
• Manage and support a team of origination and operations personnel
• Maintain strong working relationships with compliance and legal teams to ensure timely updates to operations in response to regulatory changes
• Assist with audits and licensing in alignment with industry standards
• Design and deliver comprehensive training programs for the home lending unit
• Implement training, reference material, policy and procedure to support the launch of new states and product offerings
• Identify opportunities for process improvements and implement technology-driven solutions to enhance efficiency
• Participates in and leads proactive team efforts to achieve departmental and company goals
• Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions
• Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun

Preferred Qualifications

• Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work
• Strong working knowledge of state-specific licensing and registration requirements and use of the NMLS. Strong working knowledge of Federal and state regulations including TRID and HMDA
• Involvement in regulatory and loan file audits
• Deep understanding of mortgage loan products, underwriting guidelines and state requirements
• Self-driven with the ability to work independently and collaboratively
• Excellent organizational skills, able to set and meet deadlines in a high paced environment
• Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization
• Intellectually curious and interested in applying technology to enhance business processes
• Strong analytical and problem-solving skills with the ability to identify opportunities for operational improvement
• Proficiency in project management and familiarity with technology platforms commonly used in home lending operations
• Excellent communication skills focusing on both internal and external communications
• Openness to adapting to industry changes

Benefits

Medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount