Lead Bank is hiring a
Financial Crime Analyst III, Remote - Worldwide

Summary

The job is for a Financial Crimes Analyst III at Lead, a fintech company offering banking infrastructure. The role involves investigating suspicious activity, performing high-risk customer reviews, assisting in the buildout of the Financial Crimes program, and providing advisory services to BaaS partners.

Requirements

Have at least 5+ years of banking BSA experience with another financial institution or with another fintech

Responsibilities

• Research and review possible suspicious activity reported by bank staff
• Process, solve and answer complex client transactions, problems and inquiries
• Assist in tuning and optimization of Lead Bank’s BSA software
• Complete and file SARs (suspicious activity reports) to ensure that they are properly documented with related narrative and thorough case documentation, including but not limited to, customer statements, due diligence documents, transaction images
• Provide support and BSA subject matter expertise to bank staff members helping them understand BSA requirements as they relate to their job function
• Conduct high-risk customer reviews and other related functions
• Assist in developing and testing procedures
• Serve as backup to management when needed
• Assist in training of Financial Crimes Analyst I and Financial Crimes Analyst II as requested
• Perform enhanced due diligence and monitoring of moderate risk business accounts
• Maintain proficient knowledge of applicable compliance statutes, regulations and interpretations, including but not limited to, the Bank Secrecy Act, USA PATRIOT Act and OFAC
• Be a front facing subject matter expert to the Bank’s digital asset clients and fintech partners
• Provide advisory services to our BaaS partners
• Perform onboarding risk reviews of both high risk clients and fintech partnerships
• Perform ongoing EDD for all bank clients, including fintech partnerships
• Perform other duties as assigned

Preferred Qualifications

• Preferred BSA Certification CBAP, CAFP or CAMS is preferred
• Preferred experience with Unit21 or other technology focused AML software
• Preferred having direct experience with payments and banking-as-a-service

Benefits

• Competitive compensation, including opportunities for equity grants, based on experience, geographic location, and role
• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
• Paid parental leave
• Flexible vacation policy, including PTO and paid holidays
• A fun and challenging team environment in a dynamic industry with ample opportunities for career growth