Group Treasury Alm Analyst

Summary

Join BVNK, a modern payment infrastructure provider, as a Treasury Manager. You will play a crucial role in managing the company's liquidity, assets, and liabilities, ensuring compliance with regulatory requirements. Responsibilities include developing liquidity forecasts, conducting asset and liability analysis, managing risks associated with the balance sheet, and collaborating with various teams. The ideal candidate possesses a Bachelor's degree in Finance or a related field, 4+ years of experience in treasury or risk management, and a strong understanding of digital asset markets. BVNK offers a hybrid/remote work policy, competitive salary, employee stock options, flexible working hours and holidays, travel opportunities, and a growth-oriented culture.

Requirements

• Bachelor’s degree in Finance, Economics, or related field
• 4+ years’ experience in a treasury, finance, or risk management role, ideally within a fintech, EMI, or VASP environment
• Strong understanding of asset and liability management principles, liquidity planning, and digital asset markets
• Proficiency in financial modeling, data analysis tools (e.g., Excel, SQL), and familiarity with digital asset custody and payment platforms
• Knowledge of EMI and VASP regulatory frameworks, especially around capital adequacy, safeguarding, and liquidity requirements
• Strong communication skills, with the ability to convey complex treasury concepts to non-financial stakeholders

Responsibilities

• Develop liquidity forecasts and stress tests across various business units, monitoring daily cash flows to ensure sufficient liquidity for operational needs, regulatory reserves, and client funds
• Conduct detailed analysis of the group’s asset and liability structure, focusing on client balances, digital asset holdings, and fiat liquidity, ensuring alignment with regulatory requirements and business objectives
• Identify, measure, and monitor risks associated with the group’s balance sheet, including exposure to market volatility, digital asset price fluctuations, and FX risks; design hedging or mitigation strategies as required
• Ensure compliance with EMI and VASP regulatory requirements for capital adequacy, liquidity reserves, and safeguarding of client funds; prepare reports for regulatory bodies, auditors, and executive leadership
• Analyze the impact of digital asset price volatility and transaction volume fluctuations on overall treasury management, ensuring secure and efficient asset allocation between digital and fiat assets
• Work closely with the finance, compliance, risk, and operations teams to establish and maintain controls for effective asset and liability management across the group
• Assist in developing and documenting treasury policies, procedures, and contingency plans specific to the needs of a dual EMI and VASP operational model

Preferred Qualifications

CFA or treasury management certification

Benefits

• A fair and competitive salary at every stage of your career
• Meaningful ownership in the business through our employee option scheme
• Flexible working hours, with remote working at its heart
• A flexible approach to holidays
• Opportunities to travel to our offices around the world
• A culture built on passionate growth-minded people