California Dental Association is hiring a
Insurance Underwriter II, Remote - Worldwide

Summary

The job is for an Underwriter at TDIC, primarily remote with occasional in-office meetings and trainings. Preferred location is Sacramento region. The role involves risk analysis, decision making, communication, and customer service. Salary range is $70,000 - $90,000.

Requirements

• Bachelor degree or equivalent industry experience
• Property and Casualty License is required. If not held, must be willing to obtain Property and Casualty license
• AIS designation required. AU, ARM, RPLU, CPCU in progress of obtaining such designation
• Must have at least three years of experience in medical professional and/or commercial insurance
• Critical Thinking skills : deciding with intention, reflection and reason; clarifying purpose, evaluating alternatives and analyzing risks
• Communication skills : being consistently approachable, open to feedback direct and truthful; building trust and authentic professional relationships
• Relationship skills : participating as an active, contributive and supportive member of a team to achieve shared goals; listening, sharing and trusting

Responsibilities

• Analyze new business applications, renewal questionnaires and endorsement requests to achieve profitable underwriting results
• Determine acceptability of requests through loss exposure analysis
• Responsible for the continued growth of the book of business by promptly responding to questions, concerns and complaints from agents, policyholders and internal staff
• Develops and maintains positive working relationships with co-workers, agents, peers and other business contacts and company personnel
• Compiles and interprets data for evaluation of assigned book of business
• Responsible for researching, analyzing, reviewing and assisting Senior Underwriter(s) in presenting potential accounts for non-renewal to the TDIC Underwriting Committee
• Communicates both verbally and through written correspondence to applicants, policyholders, claims, risk management, state agencies, brokerage staff and others concerning coverage, premium acceptability and policy language
• Provides training and acts as a resource to less experienced underwriting staff
• Assists in the training of other departments/companies on an as needed basis through scheduled training sessions or informally through individual questions
• Be responsive to policyholder’s questions or request for cover and help to research and develop information on the feasibility of their requests
• Under management direction, responsible for researching and analyzing underwriting topics related to state regulatory requirements, the dental practices act and the TDIC policy form, in all states that TDIC writes coverage
• Interacts with state licensing board to verify status of applicant and policyholders’ state dental licenses
• Takes continuing education classes to keep agent licenses current
• Responsible for procedural manuals updates
• Acts a subject matter expert for Guidewire defect identification, research, and testing. Mentors, trains, and provides direction to underwriting assistants in their daily work activities
• Reviews reports and processes changes as needed

Preferred Qualifications

Ability to interpret a variety of instructions furnished in written, oral, diagram or scheduled form. Proficiency in using both objective and subjective thought processes in performing job duties