Internal Auditor III

Summary

Join Pathward, a hybrid, remote-office financial empowerment company, as an Auditor. You will perform a variety of audits (operational, SOX, financial, and compliance) to enhance organizational operations. The role involves developing audit objectives, leading audits, analyzing data for control deficiencies, and developing solutions to complex problems. You will also contribute to audit reports, manage issues, research audit services, participate in projects, and stay updated on relevant laws and regulations. Mentoring less-experienced staff is also part of the responsibilities. The ideal candidate possesses a bachelor's degree, 5+ years of experience, and preferred certifications (CIA, CRMA, CPA, CISA).

Requirements

• Bachelor's degree or equivalent education and work
• Understands business fundamentals and applies them effectively in decision-making and strategy
• Comfortably navigates uncertainty and unclear situations, finding direction amidst complexity
• Demonstrates strong expertise and knowledge in specific functional or technical areas
• Analyzes issues thoroughly, identifies solutions, and addresses problems efficiently
• Makes sound decisions based on analysis, experience, and judgment
• Determines what is most important, allocating resources and time to high-priority tasks
• Upholds ethics and values, ensuring decisions align with organizational standards
• Maintains integrity and trust, demonstrating honesty and earning the confidence of colleagues and clients
• Listens actively, showing genuine interest in others' perspectives and providing constructive feedback
• Practices patience and perseverance, working steadily through challenges and setbacks
• Manages time effectively, prioritizing tasks and meeting deadlines without compromising quality
• Maintains a customer focus, understanding client needs and striving to exceed expectations
• Builds strong peer relationships, fostering teamwork and collaboration
• Shows compassion, treating others with empathy and respect
• Exhibits strong planning skills, organizing tasks and resources to achieve audit goals efficiently

Responsibilities

• Work closely with audit management in the development of audit objectives, scope, testing strategy, audit procedures, and testing attributes
• Understand and apply audit methodology and professional practices
• Lead operational, SOX, financial and compliance audits and perform audit testing as assigned
• Perform engagement level risk assessments as well as department risk assessments
• Summarize and analyze data obtained for evidence of deficiencies in controls, duplication of effort, fraud or lack of compliance with laws, government regulations and management policies or procedures
• Develop solutions to complex problems where analysis of situations and/or data requires evaluation
• Provide clear, concise and appropriate documentation of work performed, issues and observations using oral and written forms of communication
• Assist in providing data for compilation of audit reports
• Perform proactively on issue management items approaching the deadline for closure and perform the validation procedures within the specified timeframe
• Research and consult on audit services in a wide range of bank product and service lines, with particular focus on TPRM, credit products, prepaid products and/or deposit products, consumer payment applications/wallets, and/or digital or electronic payments processing/processors
• Lead and participate in business and departmental projects that require analytical and risk assessment skills
• Stay abreast of emerging issues involving internal audit, changes to federal and state banking laws, and evolving laws and regulations that could impact the organization, particularly with TPRM, credit products, prepaid products and/or deposit products, consumer payment applications/wallets, and/or digital or electronic payments processing/processors
• Assist in the development of less-experienced staff through the review of audit work papers and timely feedback
• Other duties as assigned

Preferred Qualifications

• Professional certifications such as CIA, CRMA, CPA, and/or CISA
• Typically 5+ years with bachelor's or equivalent, with third party risk management, credit product reviews/underwriting, prepaid products and/or deposit products, consumer payment applications/wallets, and digital or electronic payments processing/processors experience

Benefits

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off