Junior KYB Analyst

Summary

Join CoinsPaid, a leading crypto payment gateway, and become a key member of our growing team. You will play a crucial role in onboarding new clients, ensuring compliance, and contributing to the continuous improvement of our KYC/AML processes. This position requires strong analytical skills, attention to detail, and experience with KYC/AML procedures. You will interact with clients, sales, and account managers, gathering necessary documents and performing due diligence. The ideal candidate possesses excellent communication skills in Estonian and English and a passion for the crypto industry. CoinsPaid offers a remote-first work environment and a supportive team culture.

Requirements

• At least 1 year of relevant experience
• Understand basics of AML/CTF and compliance
• Good analytical and briefing skills. Research skill (the opportunity to study information independently)
• Attention to details
• Highly organized and the responsible person able to work with minimum supervision
• Good level of spoken and written Estonian and English

Responsibilities

• Interact with clients, the sales department, and account managers during the onboarding phase of new clients
• Analyze the client's business model
• Gather the complete set of documents according to the checklist, perform an analysis, and make necessary requests until the document package meets the requirements
• Work with screening tools
• Submit new clients for internal approval
• Prepare contracts according to the template and, if necessary, participate in the process of making amendments to the contract in collaboration with the Legal team
• Initiate the creation of an account for the new client
• Ensure thorough merchant onboarding and due diligence, investigate accounts for suspicious activities, and contribute to the continuous enhancement of our onboarding/KYC procedures
• KYB documents gathering and review. Ensure proper initiation and completion of merchant onboarding (DD)
• Analyze a wide range of businesses and merchants to ensure their compliance with existing requirements
• Assist in constant development and improvement of our onboarding/KYC process. Preparation of the supporting agreements using available templates
• Investigate accounts and transactions to detect suspicious or non-compliant behavior
• Additional client life cycle management tasks depending on workload and experience