Medical Director

Summary

Join Protective Life Corporation as a Medical Director and provide medical expertise to the underwriting staff. This remote position involves risk selection for individual life insurance, long-term care, and annuities. You will perform statistical analysis, case analysis, and contribute to claim reviews. Responsibilities include training underwriters, participating in company initiatives, staying updated on medical advances, and collaborating with reinsurance partners. The ideal candidate possesses strong medical director experience, excellent communication skills, and a passion for underwriter education. Competitive salary and comprehensive benefits are offered.

Requirements

• Demonstrated expertise in individual life insurance underwriting
• Strong interpersonal skills, excellent written and verbal communication skills, and a commitment to excellence
• Strong life Medical Director experience (3+ years)
• Possesses a current license to practice medicine
• Board Certified in Insurance Medicine or willing to obtain board certification
• Board Certified in a medical specialty

Responsibilities

• Provide medical expertise and timely guidance to the underwriting staff in matters related to risk selection on individual life insurance, long term care, and annuities for impaired lives
• Perform statistical analysis of mortality as needed
• Perform case analysis and referrals
• Provide input as needed on contestable claim reviews
• Train and develop underwriting staff
• Participate in various company initiatives including new products and updates to the underwriting guidelines
• Stay abreast of advances in medicine as well as any innovations in the risk selection process
• Establish a solid working relationship with medical directors at our reinsurance partners
• Assist with medical underwriting research and special projects, as needed

Preferred Qualifications

• Experience in the Broker General Agent marketplace is preferred
• Complex substandard experience
• Enthusiasm for underwriter education and training on medical topics and for engaging with underwriters through case evaluations
• Experience in a paperless environment is preferred

Benefits

• Comprehensive health, dental and vision insurance
• Mental health benefits and an employee assistance program
• A variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day)
• Contributions to healthcare accounts
• A pension plan
• A 401(k) plan with Company matching
• ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards