MLRO

Summary

Join dLocal, a leading cross-border payment solution provider, as their Malta-based MLRO. You will be responsible for ensuring compliance with AML and KYC regulations, overseeing due diligence, and managing transaction monitoring. This role reports to the Board of Directors and involves liaising with regulatory bodies and the Group Compliance team. The position requires a Bachelor's degree, MFSA approval, and 3+ years of relevant experience. dLocal offers a remote-first culture with flexible schedules, along with various benefits such as a referral bonus program, learning and development opportunities, language classes, and a social budget.

Requirements

• Bachelor’s degree in business, banking, or law supplemented by training in AML and/or Compliance
• The candidate needs to be already approved by the MFSA (Malta regulator) for a similar role in another financial institution
• 3+ years of professional experience as an MLRO/designated official or in Compliance in the payments/financial services industry is required
• Familiarity with Maltese regulations, EU Money Laundering Directives, and FIAU procedures
• Fluent English speaker
• Professional, flexible, and highly responsible
• Excellent communication skills
• High attention to detail
• Highly motivated leader and team player

Responsibilities

• Act as the appointed MLRO of the Company
• Represent the Financial Institution on AML matters and communicate directly with the MFSA and FIAU
• Ensure that AML and KYC requirements and procedures are properly followed
• Manage transaction monitoring for fraud and AML issues where relevant
• Support various regulatory and statutory audits
• Keep abreast of new legislation, directives, and regulations
• Implement and monitor proactive risk management policies and procedures
• Monitor and report AML risks and compliance gaps in relation to internal and external regulations
• Identify and address conflicts of interest
• Liaise with the Group Compliance team and oversee outsourced intragroup functions supporting the MLRO and the Compliance team in general
• Report to the Board of Directors
• Actively participate in Executive Committee meetings

Preferred Qualifications

• Knowledge and experience of other regulatory frameworks for financial institutions (e.g., MSB in the USA, Latin America, or India)
• Other relevant languages

Benefits

• Remote work: work from anywhere or one of our offices around the globe!
• Flexibility: we have flexible schedules and we are driven by performance
• Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity
• Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded
• Learning & development: get access to a Premium Coursera subscription
• Language classes: we provide free English, Spanish, or Portuguese classes
• Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
• DLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!