MLRO

Summary

Join dLocal, a leading cross-border payment solution provider, as their Malta-based MLRO. You will ensure compliance with AML and KYC policies, oversee due diligence, manage transaction monitoring, and report to the Board of Directors. This role requires experience as an MLRO or in compliance within the financial services industry, familiarity with Maltese and EU regulations, and a bachelor's degree in a relevant field. dLocal offers a remote-first, flexible work environment with various benefits, including a referral bonus program, learning and development opportunities, language classes, and a social budget. The position is predominantly based in Malta, with occasional travel. The successful candidate must be approved by the MFSA.

Requirements

• Bachelor’s degree in business, banking, or law supplemented by training in AML and/or Compliance
• The candidate needs to be already approved by the MFSA (Malta regulator) for a similar role in another financial institution
• 3+ years of professional experience as an MLRO/designated official or in Compliance in the payments/financial services industry is required
• Familiarity with Maltese regulations, EU Money Laundering Directives, and FIAU procedures
• The position is predominantly based in Malta, with the possibility of short travel (+/- two weeks per year) outside Malta
• Fluent English speaker
• Professional, flexible, and highly responsible
• Excellent communication skills
• High attention to detail
• Highly motivated leader and team player

Responsibilities

• Acting as the appointed MLRO of the Company
• Representing the Financial Institution on AML matters and communicating directly with the MFSA and FIAU
• Ensuring that AML and KYC requirements and procedures are properly followed
• Managing transaction monitoring for fraud and AML issues where relevant
• Supporting various regulatory and statutory audits
• Keeping abreast of new legislation, directives, and regulations
• Implementing and monitoring proactive risk management policies and procedures
• Monitoring and reporting AML risks and compliance gaps in relation to internal and external regulations
• Identifying and addressing conflicts of interest
• Liaising with the Group Compliance team and overseeing outsourced intragroup functions supporting the MLRO and the Compliance team in general
• Reporting to the Board of Directors
• Actively participating in Executive Committee meetings

Preferred Qualifications

• Knowledge and experience of other regulatory frameworks for financial institutions (e.g., MSB in the USA, Latin America, or India) is a bonus
• Other relevant languages are a bonus

Benefits

• Remote work: work from anywhere or one of our offices around the globe!*
• Flexibility: we have flexible schedules and we are driven by performance
• Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity
• Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded
• Learning & development: get access to a Premium Coursera subscription
• Language classes: we provide free English, Spanish, or Portuguese classes
• Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
• DLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!