Mortgage Closer

Summary

Join Summit Funding, Inc., a leading national mortgage lender, as a CD Drawer and play a vital role in the homebuying process. This position is crucial for preparing accurate closing disclosures and packages, ensuring timely and efficient closings. The role demands accuracy, speed, accountability, and excellent customer service. The position offers a hybrid-remote or remote work option depending on experience and location, with a flexible schedule. Competitive compensation and full benefits are provided, including medical, dental, vision, 401k, paid time off, and more. Professional development opportunities are also available.

Requirements

• Two years of experience preparing/drawing initial closing disclosures (ICD) and closing documents with a direct mortgage lender. Current experience (within the last 12 months) preferred
• Experience with conventional and government loan programs (FHA, VA, USDA) required, Bond and NQM experience preferred
• Proficient in Microsoft Office, Outlook, Encompass 360 and Doc Magic or similar LOS
• Ability to work a full-time schedule, Monday through Friday between 6am and 6pm Pacific time, with overtime and weekends as needed
• The ability to be flexible and adjust your work schedule as needed
• Ability to communicate effectively with external and internal contacts including but not limited to: Loan Officers, Processors, Account Executives, Underwriting and Post Closing Staff, Title, Escrow, Attorneys, etc

Responsibilities

• Prepares all closing documents and closing disclosures including initial closing disclosure (ICD) required to close mortgage loans, ensuring documentation is complete and accurate and follows up with any discrepancies
• Ensures that all loans meet guidelines for quality and regulatory compliance, and investor closing standards are met
• Maintains communication with other departments and closing agents to promote positive business relations and relay loan status
• Establishes and maintains a thorough knowledge of all products and investor requirements to ensure quality closing packages and salability into the market
• Reviews files prior to closing to verify that abstracts and/or title opinions are clear; forwards copies to all parties involved; reviews all surveys, termite inspections, final inspections, and verifies accuracy of closing conditions
• Inputs information into computer, prepares additional documentation, balances account for closing, and prepares closing disclosures and closing package for the closing agent and/or customer
• Prepares and explains closing requirements to closing agent and/or customer
• Maintains knowledge of all mortgage and compliance policies and procedures
• Completes all required paperwork and forms in an accurate and timely manner; prepares all required reports

Preferred Qualifications

• Retail or wholesale experience preferred
• Working knowledge of Texas loans is a plus
• Recent experience working in a retail direct lending environment preferred. Experience with wholesale is a plus

Benefits

• Opportunity to earn competitive compensation
• Full benefits include medical, dental, vision, 401K plus match, 11 paid holidays, paid time off, and more
• Fun team atmosphere, professional development, and more