Multifamily Credit Underwriting and Operations Advisor

Summary

Join Fannie Mae and make a difference in the housing industry! As a Multifamily Credit Underwriting and Operations Advisor, you will be responsible for assessing and identifying potential risks, collaborating with stakeholders, and ensuring governance activities related to multifamily loan pre-acquisition. This role involves approximately 50% governance activities (creating procedures, managing audits, leading risk evaluations) and 50% transaction review (advising on risks and costs, analyzing lending decisions, advising on securities issuance). The position requires significant experience in multifamily and GSE loan structuring, financial analysis, credit risk assessment, and strong communication skills. Fannie Mae offers a flexible hybrid work environment and a comprehensive benefits package.

Requirements

• 6 years related experience
• Multifamily and GSE loan structuring experience
• Familiarity with the Multifamily Selling and Servicing Guide
• Prior experience performing financial and trend analysis and reporting findings
• Prior experience with credit risk, loan quality analysis, or risk assessment and risk management
• Prior regulatory, compliance or governance experience
• Loan Management including evaluating loan requests, classifying loans, identifying fraud, originating loans, etc
• Adept at managing project plans, resources, and people to ensure successful project completion
• Skilled in presenting information and/or ideas to an audience in a way that is engaging and easy to understand
• Influencing including negotiating, persuading others, facilitating meetings, and resolving conflict
• Strong communication skills, both written and verbal
• Advanced Excel and PowerPoint skills

Responsibilities

• Responsible maintaining governance activities by creating and maintaining procedures and internal credit guidance of the Multifamily Credit Underwriting business
• Build out oversight framework to enhance ability to address and mitigate challenges of the Multifamily Credit Underwriting business by updates to underwriting requirements and standards published in the Multifamily Selling and Servicing Guide
• Manage Internal Audits and remediation of issues identified
• Lead collaboration efforts across teams to identify and evaluate the risks of pre-acquisition of new transactions, business activities and programs for Multifamily Credit Underwriting business
• Serve as subject matter expert to internal stakeholders as it relates to Multifamily Credit Underwriting business activities and trends
• Document and present findings and/or conclusions of analysis to key stakeholders and senior management in a thoughtful and persuasive manner
• Advise on potential risks and costs involved with providing services to a customer
• Analyze the risks and costs of a lending decision and make recommendations on process improvement related to decision process
• Advise on process related to issuance of the securities or other financial loans to the customer

Preferred Qualifications

• 12 years related experience
• Bachelor degree or equivalent; Master degree preferred

Benefits

• Flexible hybrid company
• Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee’s physical, mental, emotional, and financial well-being
• This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program)