Principal Engineer

Summary

Join Tide as a Principal Engineer and become a technical leader shaping the future of our intermediated credit platform. You will define and drive the architectural direction, lead the design and development of high-quality products, collaborate with cross-functional teams, and integrate with third-party providers. This hands-on role involves managing and mentoring engineers, fostering a culture of technical excellence. You'll have the opportunity to influence the entire Intermediated Credit portfolio, drive innovation, and shape strategy as we scale globally. Tide offers a flexible work environment and a comprehensive benefits package.

Requirements

• 10+ years of backend engineering experience, with at least 5 years working in fintech
• Strong experience with microservices, event-driven architectures, and distributed systems
• Proficient in the Python ecosystem, relational databases, and modern cloud-native development, with expertise in designing scalable micro-services
• Hands-on experience designing fault-tolerant, high-availability architectures
• Proven ability to deliver 3rd party integrations, including influencing the provider's delivery and roadmaps
• Ability to translate strategic goals into a clear technical roadmap and effectively communicate the “why” behind technical decisions

Responsibilities

• Define and drive the architectural direction for Tide’s Intermediated Credit product, ensuring scalability, resilience, and compliance
• Lead the design and development of high quality Intermediated Credit products
• Collaborate with cross-functional teams (Product, Compliance, Business) to enhance Tide’s credit offerings
• Integrate with third-party providers
• Get directly involved in your architecture, providing hands-on technical guidance, ensuring best practices in software engineering, security, and system design
• Manage and mentor engineers, fostering a culture of technical excellence and continuous learning

Preferred Qualifications

Background in Credit platforms

Benefits

• Flexible working options
• Share options
• Group Life Insurance
• Vitality Health Insurance, with a proactive focus on mental and physical wellbeing
• 25 days holiday with the ability to buy extra days
• 3 days for L&D or volunteering time off per year
• We invest in your development with a £1,000 professional L&D budget per year
• Access to ‘salary sacrifice’ benefits such as Cycle to Work scheme and pension contribution
• Spacious brand-new office near Old Street with an all-day snacks bar
• Enhanced family-friendly leave
• Sabbatical leave