Product Owner - Anti-Fraud

Summary

Join RecargaPay, a company creating accessible and innovative financial solutions for Brazilians, and make a difference in millions of lives. As a Product Owner, you will lead anti-fraud product initiatives, defining strategy, prioritizing tasks, and collaborating with various teams. You will develop and evolve the vision for transactional anti-fraud products, balancing friction and user experience. The role involves proposing and monitoring A/B tests, partnering with engineering and data science teams, and ensuring compliance with regulations. RecargaPay values collaboration, ownership, and results, offering a dynamic and impactful work environment.

Requirements

• Minimum of 3 years of experience as a Product Owner or Product Manager, preferably in fraud prevention, security, risk, or fintech products
• Strong analytical skills and familiarity with metrics such as chargeback rates, fraud attempts, and predictive model performance
• Knowledge of anti-fraud tools (e.g., Sift, Kount, ClearSale, Feedzai, etc.) and concepts such as AML, KYC, device fingerprinting, etc
• Ability to work with cross-functional teams in dynamic environments
• Clear communication, results-driven mindset, and data-oriented thinking
• Proficiency in SQL for critical analyses and data extraction

Responsibilities

• Develop and evolve the vision for transactional anti-fraud products, balancing friction and user experience
• Propose, run, and monitor A/B tests to validate hypotheses aimed at reducing fraud and/or friction in transactions
• Prioritize initiatives based on impact, risk, data, and stakeholder feedback
• Partner closely with engineering, data science, risk monitoring, and information security teams
• Monitor KPIs related to fraud prevention and adjust the roadmap as needed
• Research market trends, emerging technologies, and industry benchmarks
• Ensure compliance with regulations and data protection best practices

Preferred Qualifications

• Experience with machine learning applied to fraud detection
• Knowledge of regulatory compliance (e.g., KYC, LGPD, PCI DSS, etc.)
• Background in fintechs or high-growth companies

Benefits

• Competitive and market-aligned salary
• Remote work — wherever you are, you’re part of the team!
• Home office allowance through a monthly deposit in the RecargaPay app
• Health and dental plans with no co-pay
• Life insurance
• Flexible meal allowance (via Flash)
• TotalPass membership to take care of your health
• Spanish or Portuguese classes