Quantitative Analyst I

Summary

Join Affirm's Quantitative Markets team as a driven individual responsible for structuring and pricing debt funding deals, developing optimization platforms, and building predictive models for consumer loan performance. You will collaborate with cross-functional teams, leveraging your experience in asset-backed transactions and quantitative modeling. The ideal candidate possesses strong communication skills and a proactive approach to problem-solving. Affirm offers a competitive compensation package including base pay, equity, stipends, and comprehensive benefits. This remote-first role allows flexibility and work-life balance.

Requirements

• This position requires either equivalent practical experience or a Bachelor's degree in a related field
• 0-2 years of relevant experience in financial data analysis or building quantitative models
• Experience with SQL, Python, or other scripting languages
• Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization
• A proactive leader that can seek out new opportunities, drive projects, navigate ambiguity and develop creative solutions with minimal guidance
• Desire to understand the broader context of business decisions

Responsibilities

• Work closely with the Capital Markets team to evaluate, structure and price consumer asset-backed transactions
• Develop and enhance capital structuring and pricing models tailored to Affirm’s consumer loan portfolio to enable efficient deal execution
• Build quantitative models to analyze and predict the performance of Affirm’s consumer loans
• Provide insights on capital markets deals to cross-functional teams for more optimal and efficient funding strategy and merchant pricing
• Partner cross-functionally with our Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions

Preferred Qualifications

• Experience in structuring asset-backed transactions
• Working with rating agencies
• Building quantitative models

Benefits

• 100% subsidized medical coverage, dental and vision for you and your dependents
• Monthly stipends for health, wellness and tech spending
• Equity rewards
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
• Remote work