Remote Consumer Lending Quality Assurance Auditor

Summary

Join our team as a Consumer Lending Quality Assurance Auditor to ensure accuracy and compliance with the Credit Union’s underwriting, funding, and corporate policies.

Requirements

• Degree in a relevant field preferred
• Five or more years of consumer lending underwriting experience or equivalent is required with increasing level of responsibility
• Knowledge of standard consumer lending products, policy/procedures, and regulations is essential

Responsibilities

• Remains cognizant of and adheres to Credit Union policies and procedures, and regulations pertaining to the Bank Secrecy Act and anti-money laundering laws affecting internal and third-party loan decisions and funding processes
• Works under direct supervision of Quality Assurance Manager
• Executes third-party originator decision and funding audits to ensure conformity to guidelines
• Meets or exceeds agreed upon targets for quality assurance review/audit, Management agreement rate, and other business metrics
• Assists Consumer Lending Teams with underwriting loan requests as needed
• When assigned, prepares, and maintains periodic reporting to help drive efficiencies and uniformity across all third-party lending products
• Provides regular feedback with recommendations for deeper audits and/or program evaluations
• Keeps abreast of internal control audit trends to assure audit processes remain effective
• Assists management with internal compliance reviews and regulatory examinations
• Assists Consumer Lending Teams with underwriting or processing loan applications as needed
• Participates in Consumer Lending initiated projects
• Works with management to identify process inefficiencies and potential compliance violations requiring revision, as needed
• Provides support to internal fraud investigations including use of third-party systems as needed
• Assists in monthly review of third-party originator charge-off loans
• Develops and maintains understanding of all third-party originator relationships as it pertains to the maintenance of ongoing quality assurance practices
• Supports the successful communication of qualitative and quantitative data points to internal stakeholders, third-party originators, and associated vendors
• Conducts more complex or specialized reviews of loans as needed
• Provides regular feedback to management with recommendations for deeper audits and/or program evaluations
• Proficiently utilizes the TPL audit software including assisting management in creating reports, dashboards and analyses of third-party originator portfolios that inform and drive the credit union’s third-party originator product and business strategy

Benefits

• Health Insurance (Choice of two nationwide PPO plans)
• High Deductible Plan: 100% employer contribution toward premium. (HSA and FSA compatible)
• Low Deductible Plan: Generous employer contribution toward premium. (FSA compatible)
• Dental Insurance
• Vision Insurance
• Life Insurance/AD&D*
• Long-term Disability Insurance
• 401(k) with employer match up to 6% and immediate 100% vesting*
• Gain Sharing (eligibility rules apply)*
• Vacation Leave*
• Sick and Safe Leave*
• 11 Paid Holidays*
• Education Assistance*
• Employee Referral Bonus*
• Credit Union Membership*
• Employee Assistance Program*
• Identity Theft Protection*(Additional fee to add family members)
• Medical Care Management
• Wellness Programs: Health Coaching, Weight Loss, Tobacco Cessation, Patient Advocacy, and Discounts*