Remote Director, Credit & Risk Analytics

Summary

Join bluCognition as we enter a significant growth phase and seek an experienced Director of Credit & Risk Analytics to lead the credit risk management strategy for our rapidly growing US based consumer Buy Now, Pay Later client.

Requirements

• 10+ years of credit risk management experience
• 5+ years in a leadership role, preferably in BNPL or consumer finance
• Expertise in credit risk modeling, analytics (SAS, R, Python), and data-driven decision-making
• Strong leadership and collaboration skills with experience in managing cross-functional teams
• Master’s degree in finance, economics, statistics, or a related field (MBA/PhD is a plus)

Responsibilities

• Develop and implement end-to-end credit risk strategies aligned with business goals and regulatory requirements
• Oversee portfolio performance, manage credit limits, and ensure proactive risk identification and mitigation
• Work closely with data science teams to refine risk models, improve customer segmentation, and predict defaults
• Ensure compliance with regulatory standards and internal risk policies while maintaining strong governance practices
• Partner with product, engineering, and finance teams to align risk strategies with business initiatives
• Lead and mentor a team of analysts and data scientists, fostering a culture of continuous improvement