Senior Associate, Captive Lending

Summary

Join Octane's newly formed captive lending team as a Senior Associate and play a pivotal role in building this critical business unit. You will develop financial models and scenario analyses to estimate portfolio performance, forecast economics for loss sharing, and coordinate with the capital markets team on ABS issuances. Responsibilities include building financial reporting, collaborating with various teams on processes and transactions, and supporting profitability tracking. This high-growth role requires strong financial modeling experience, capital markets expertise, and excellent analytical skills. The position offers a competitive salary, bonus program, stock options, and a comprehensive benefits package.

Requirements

• Bachelor's Degree in Business or similar discipline or equivalent relevant experience
• Minimum 7+ years of financial modeling experience at a consumer lender or investment bank
• Capital markets transaction experience
• Strong analytical skills and experience with Excel
• Familiarity with building models from scratch
• Willingness to constantly learn and iterate
• Scrappy working style, undeterred by limited resources when solving problems
• Strong cross-functional coordinator

Responsibilities

• Develop financial models and scenario analysis to support discussions with OEMs and dealership groups
• Build financial reporting for partners to track monthly fund flows and distributions
• Collaborate with financial operations to develop a consistent invoicing process for the program
• Develop pitch materials in conjunction with the sales team
• Assist with partner Q/A on transactions
• Coordinate with the finance team on all ABS structuring assumptions for captive partnerships
• Check that transactions and monthly reporting are executed correctly, collaborating with our financial operations, product, and technology teams to do so
• Support profitability tracking and market analysis

Preferred Qualifications

Equivalent relevant experience

Benefits

• Robust Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Flexible Time-Off (FTO)
• Retirement Plan (401k) with company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance, etc
• Wellhub (Gympass) wellness benefit
• Powersports Safety Benefit
• Corporate bonus program
• Stock option package