Senior Compliance Analyst

Summary

Join Earnest as a Senior Compliance Analyst and become the go-to compliance partner, liaising between business units, audit teams, and the second line of defense. Lead compliance testing, proactively identify and resolve risks, and ensure audit readiness. Analyze results, create impactful reports, and recommend strategic improvements. Collaborate on developing and implementing effective compliance policies. This role requires 3-4+ years of experience in regulatory compliance, audit, or operational risk within consumer lending, in-depth knowledge of consumer lending laws, and excellent communication skills. The position is remote and offers a competitive salary and benefits package.

Requirements

• 3–4+ years of experience in regulatory compliance, audit, or operational risk & controls within the consumer lending industry
• In-depth knowledge of consumer lending laws and regulations
• Excellent written and verbal communication skills
• Self-motivated and capable of managing multiple priorities in a remote work environment

Responsibilities

• Be the go-to compliance partner and serve as the key liaison between business units, audit teams, and second line of defense to drive alignment and transparency
• Lead the charge on compliance testing by executing the First Line of Defense (FLOD) plan, ensuring our controls are not just in place—but effective
• Proactively spot and solve risk areas through in-depth reviews and assessments of business processes that keep us one step ahead of compliance issues
• Own audit readiness and guide teams through federal and state exams, internal audits, and testing processes with confidence and clarity
• Turn insights into action by analyzing results, delivering impactful reports, and recommending smart, strategic fixes that improve performance
• Shape the policies that shape our business – collaborate on the development and rollout of clear, effective compliance policies that stick

Preferred Qualifications

• Certifications in regulatory compliance, audit, or risk management disciplines are encouraged but not required
• Prior experience working as a federal or state consumer financial regulator is a plus
• 1-2 years of experience conducting compliance testing routines & supporting consumer financial services & products

Benefits

• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Competitive parental leave