Senior Machine Learning Engineer

Summary

Join Affirm's Portfolio ML team as an exceptional machine learning engineer to build the next generation of credit opportunity management models. This role sits at the intersection of credit policy and consumer product, working within a cross-functional team to directly impact profitability. You will develop machine learning models using Affirm's data, partner with engineering teams to build systems, research innovative solutions, implement data pipelines, and collaborate with various teams to define product requirements. The team is new and offers many greenfield initiatives. Affirm is a remote-first company, offering competitive benefits and a transparent pay structure.

Requirements

• Proficiency in machine learning with experience in areas such as Generalized Linear Models, Gradient Boosting, Deep Learning, and Probabilistic Calibration
• Strong engineering skills in Python and data manipulation skills like SQL
• Excellent written and oral communication skills and the capability to drive cross-functional requirements with product and engineering teams
• The ability to present technical concepts and results in an audience-appropriate way
• Persistence, patience and a strong sense of responsibility – we build the decision making that enables consumers and partners to place their trust in Affirm!

Responsibilities

• Use Affirm’s proprietary and other third party data to develop machine learning models that manage and optimize the flow of loan opportunities across Affirm-owned and -operated properties
• Partner with platform and product engineering teams to build model training, decisioning, and monitoring systems
• Research ground breaking solutions and develop prototypes that drive the future of portfolio decisioning at Affirm
• Implement and scale data pipelines, new features, and algorithms that are essential to our production models
• Collaborate with the engineering, credit, and product teams to define requirements for new products

Preferred Qualifications

• Domain knowledge in credit risk, portfolio management, learning to rank, and personalization
• Experience using distributed systems like Spark or Ray
• Experience using open source projects and software such as scikit-learn, pandas, NumPy, XGBoost, Kubeflow

Benefits

• 100% subsidized medical coverage, dental and vision for you and your dependents
• Monthly stipends for health, wellness and tech spending
• Equity rewards
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
• Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment