Senior Product Head, Deposits and Liabilities

Summary

Join Zeta, a Next-Gen Banking Tech company, as a Sr Product Head, Deposits and Liabilities in the US market. This multifaceted role involves defining the quarterly roadmap for Tachyon Deposits and Tachyon ITP, assisting in building and maintaining the Zeta Tachyon Demand Deposit Platform, and building capabilities for deposit operations. You will also assist in identifying and integrating with external vendors and networks, ensuring regulatory compliance, supporting sales and sales engineering, and interfacing with customer teams. The ideal candidate possesses 10+ years of experience leading product strategy and/or implementation for financial service products, a deep understanding of the U.S. banking and payments ecosystem, and expertise in deposit operations and compliance. This role requires strong collaboration skills with engineering and cross-functional teams.

Requirements

• Ability to translate market needs and regulatory requirements into product specifications and backlog items
• Comfort with customer-facing engagements and working with cross-functional GTM teams (Sales, Sales Engineering, Marketing)
• Ability to articulate complex technical products to business stakeholders
• Demonstrable experience (preferably 10+ years) leading Product Strategy and/or Implementation for Financial Service products
• Deep understanding of U.S. banking and payments ecosystem, especially around demand deposits, savings accounts, and term deposits
• Experience with issuer-side banking systems and transaction processing platforms
• Knowledge of core banking architecture, including both legacy and modern cloud-native systems
• Expertise in Deposit Operations, including fraud management, payment operations, account servicing, and compliance
• Familiarity with US payment rails and networks: ACH, RTP, Zelle, FedNow, Wire, etc
• Experience in working with or integrating KYC/IDV, AML, sanctions screening, and fraud tools
• Understanding of regulatory compliance frameworks and reporting standards relevant to liability products in the U.S. (e.g. Regulation D, E, CC, DD, BSA/AML)
• Experience collaborating with engineering teams to build and deliver complex financial products

Responsibilities

• Product Strategy - Defining quarterly road map for Tachyon Deposits and Tachyon ITP to support US Demand Deposits, Savings Accounts and Term Deposit Accounts
• Product Management - Assisting our central Product and Engineering teams to build and maintain the Zeta Tachyon Demand Deposit Platform
• Operations Strategy - Assisting Product and Operations teams to build capabilities and define SOPs for running Deposit Operations including Fraud Operations, Account Operations, Payment Operations
• Integrations Strategy - Assisting Product teams to identify and integrate with relevant external vendors and networks including Origination, KyC/ IDV, AML, ACH, RTP, Zelle
• Compliance Strategy - Assisting Product and Implementation teams to configure relevant regulatory compliance and reporting for deposits and liability accounts
• Go-to-Market - Supporting Sales and Sales Engineering motions by delivering SaaS and platform pitches
• Engagement Management - Interfacing with Customer teams on ongoing projects for requirement gathering and subject matter expertise, as a part of the Implementation team