Settle is hiring a
Software Engineer Senior

Summary

Join Settle's dynamic team as a Software Engineer on the SOX team, where you'll develop the customer onboarding experience, design and build high-impact systems, and drive projects independently. With strong product-market fit and organic growth, this role is ideal for versatile back-end engineers with a product-focused mindset.

Requirements

• 5+ years of experience in engineering, ideally in a fintech or B2B startup environment
• Strong technical background in API development and system architecture, with a particular focus on secure, scalable, and user-centric systems
• Expertise in fraud prevention and compliance, especially within the fintech space. Familiarity with compliance standards and regulations for financial transactions is a strong plus
• Proficiency in Ruby on Rails, or the willingness to quickly learn it as our primary backend framework. Experience with ORM frameworks (e.g., Django or Hibernate) is also preferred
• Experience designing seamless onboarding systems that drive customer success while ensuring compliance with SOX and other financial regulations
• Growth hacking mindset, with the ability to develop systems that enable effective self-service, cross-selling, and up-selling within the product ecosystem
• Experience building microservices that are scalable, resilient, and secure, with a focus on fraud detection and prevention
• Customer-focused approach—you understand the importance of delivering a flawless user experience while ensuring backend systems are secure and compliant
• Leadership qualities, including the ability to guide and mentor team members, as well as the initiative to drive projects to completion with minimal oversight
• Adaptability and problem-solving skills in a dynamic startup environment. You’re able to pivot quickly, learn on the fly, and embrace challenges with a positive mindset

Responsibilities

• Enhance Customer Onboarding: Develop scalable solutions to streamline the onboarding process, ensuring that customers have a smooth, intuitive, and frictionless experience
• Growth Hacking for Product Expansion: Architect systems and integrations that help cross-sell and up-sell Settle’s other product offerings. Build features that analyze user behavior and enable the product to proactively offer the right services at the right time
• Fraud and Compliance Safeguards: Build and maintain robust systems that ensure all customer onboarding processes meet fraud prevention and compliance guidelines
• Architect Extensible Systems: Design and maintain extensible APIs and services that support a growing user base, evolving product features, and increasing regulatory complexity
• Collaborate Cross-Functionally: Partner with Product, Design, and Compliance teams to develop customer-facing functionality that is not only intuitive but also secure and compliant with industry regulations
• Optimize for Scale and Security: Continuously improve the performance and reliability of systems to meet the growing needs of our users while ensuring that all compliance and security measures are in place
• Mentor and Lead by Example: Foster a culture of growth and learning within the engineering team by mentoring junior engineers and providing guidance on best practices for building scalable, secure, and compliant systems
• Drive Projects Independently: Take full ownership of projects from conception through implementation, ensuring effective communication with both technical and non-technical stakeholders throughout the process

Benefits

• Unlimited PTO
• Flexible and remote work culture
• Competitive compensation and equity
• Health, dental, and vision coverage for you and your dependents
• Lunch & commute reimbursement when working in the NYC office located near Union Square
• $500 home office set up reimbursement
• $2500 annual growth and development stipend
• $50 monthly food delivery gift card
• 401k
• Brex company card
• HSA/FSA
• WeWork membership
• ERG groups e.g. LGBTQIA+, Women @ Settle, and more!
• Employee Referral Program
• Team building events