Horace Mann is hiring a
Sr Group Underwriter, Remote - Worldwide

Summary

The job is for a Senior Group Underwriter at Horace Mann's Worksite Division, focusing on group life, disability, and related products. The position is remote and requires 5+ years of experience in group life and disability underwriting.

Responsibilities

• Provide accurate and timely proposals, renewals, plan changes and sold cases through analysis of group’s risk characteristics
• Assure premium income adequately reflects the group’s risk and that contracts meet legal and company standards
• Serve as a technical resource for the Associate Underwriters and Underwriting Assistants, regarding underwriting policies and procedures
• Identify training needs and provide coaching on day-to-day operations and assignments
• Correspond with inside and outside Marketing/Sales personnel, Actuarial and legal resources, Systems, Billing, Administration, Underwriting and Claims to assess plan changes, extensions of coverage, and benefit changes
• Respond to written and verbal inquiries from policyholders, sales personnel, and internal departments, including discussion of in-force policy provisions, claims experience and technical aspects of specific financial arrangements
• Monitor rate and benefit changes to ensure timely, accurate, and profitable implementation of amendments
• Evaluate appropriateness of alternate funding arrangements including administrative services only (ASO) arrangements
• Manage underwriting accounts to ensure retention and profitability
• Deliver training sessions to sales and marketing personnel, groups and internal departments on rating structures, financial arrangements, funding, products, contracts and general benefit descriptions
• Maintain in-depth knowledge of contract provisions, OCI statues, insurance laws and mandated benefits corresponding to benefits provided
• Maintain effective working relationships with MGU’s, Agents, Brokers and Clients. Respond to inquiries in a professional, constructive manner
• Develop innovative solutions for completion of special projects as necessary. Works with Project Teams as directed in cooperative and efficient manner
• Attends seminars, reads industry publications, and takes industry courses to maintain knowledge of group insurance industry developments
• Maintains constructive relationships with reinsurers through professional communication and understanding of reinsurance agreements. Assures compliance with reinsurance underwriting standards and limitations
• Performs proper documentation of underwriting files including but not limited to manual rates, rate calculations, phone conversations and any written or verbal agreements
• Utilizes in-depth knowledge of formulas, trending, reserving procedures, and claims allocation to create experience exhibits for internal and external clients/customers