Third-Party Risk Analyst II

Summary

Join Pathward, a hybrid, remote-office financial empowerment company, as a Third Party Risk Management professional. You will design and implement risk management processes, conduct risk assessments of third parties (processors, payment facilitators, etc.), and ensure compliance with risk management policies. This role involves analyzing risks, developing reports, and resolving issues. You will need a Bachelor's degree or equivalent experience, solid experience in Merchant Acquiring, and a strong background in credit and financial analysis. Pathward offers a competitive salary, performance-based incentives, and a comprehensive benefits package.

Requirements

• Bachelor's degree or equivalent education and work experience
• Solid experience in Merchant Acquiring, merchant processing and/or adjacent verticals
• Strong background in credit analysis, financial analysis, risk monitoring, periodic review and/or remedial risk management. At least 5 years
• Above average knowledge of Merchant Acquiring and the payments sector, specifically the rules and regulations, industry developments and best practices
• Attention to detail
• The ability to manage multiple, competing priorities and risk assessments
• Strong written and verbal communication skills
• Proven quantitative and analytical skills

Responsibilities

• Designs and manages the implementation of risk management process for the organization including complex risk assessments involving analyzing risks associated with third parties and identifying, describing, and estimating the risks affecting the business and corporate initiatives
• Assists in the oversight of the Third Party Risk Management Ensures compliance with the risk management policies and facilitates ongoing independent risk assessments as needed
• Completes variance trend analysis and provides support and justification
• Assists in the development and enhancement of the Third Party Risk Management policies and procedures
• Monitors, reviews, and develops risk reports in an appropriate way for different audiences
• Performs problem management, resolution, and escalation of issues as necessary
• Acts as a subject matter expert in Merchant Acquiring risk
• Performs initial and periodic risk assessments of third parties, such as processors, payment facilitators, ISOs, marketplaces etc
• Other duties as assigned

Preferred Qualifications

Previous experience in sponsor bank oversight capacity, a plus

Benefits

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off