AML Analyst II

Summary

Join RecargaPay and make a difference in the lives of millions of Brazilians! We create accessible and innovative financial solutions that transform people's relationship with money. Be part of this journey of impact and innovation, connecting people with opportunities that make a difference in their daily lives. Our purpose is to be the best mobile payment experience for Brazilians, solving real problems with intelligent solutions, such as Pix Parcelado, always attentive to the trends and needs of our customers. We value collaboration, protagonism, and the constant pursuit of results, delivering excellence in every interaction. If you want to be part of a dynamic environment that challenges the status quo and puts people at the center of decisions, RecargaPay is the ideal place for you to grow, co-create, and impact lives!

Requirements

• Solid knowledge of Circular BCB No. 3,978/2020 and other regulations applicable to the Prevention of Money Laundering and the Financing of Terrorism (PLD/FTP)
• Experience in consulting information bureaus, restriction lists, and courts
• Experience working with performance indicator orientation
• Experience interacting with people from different teams
• Advanced knowledge of presentations (PPTs) and spreadsheets (Google Sheets, Excel)
• Analytical and investigative
• Excellent verbal and written communication
• Organization in the execution of pre-defined routines and procedures
• Creation of manuals and procedure documentation
• Organization and ability to work on different tasks simultaneously
• Proactivity and sense of urgency in problem solving
• Commitment to deliveries and deadlines
• Teamwork

Responsibilities

• Analyze and select suspicious operations
• Develop dossiers and reports on suspicious money laundering transactions
• Communicate with various areas impacted by the AML process
• Analyze financial income documentation
• Develop presentations and documents for the area
• Analyze alerts generated by automated monitoring systems
• Identify suspicious transactions and prepare investigation files
• Classify transactional risks
• Analyze and investigate fraud
• Forward communications to COAF (communications of suspicious operation - COS)
• Analyze "Know Your Customer (KYC)" and validate documents to prove financial capacity

Preferred Qualifications

• Experience with handling and/or querying databases
• Experience with AML/FTP monitoring systems (Softon)
• Graduation in Administration, Engineering, Accounting, Technology, Law or related areas
• Certifications in AML/FTP (ACAMS, IPLD, etc)
• Use of Artificial Intelligence Tools (Chat GPT, Gemini, others)

Benefits

• Medical and dental assistance without co-participation
• Life insurance
• Flexible Meal - Flash
• TotalPass
• Home office assistance - monthly deposit in the RecargaPay app for personal use
• Educational partnerships
• Spanish lessons
• Discount on Universities for undergraduate, postgraduate and MBA courses
• Office anywhere - work from wherever you want