Anti-Financial Crime Specialist

Summary

Join Midnite's growing Anti-Financial Crime team as a detail-obsessed Analyst. You will conduct in-depth Enhanced Due Diligence (EDD) reviews on high-risk customers, focusing on Source of Funds (SoF) and Source of Wealth (SoW) validation. Analyze bank statements and supporting documents to identify potential AML, fraud, or AFC risk indicators. Collaborate with and train other team members. Maintain clear, auditable records of all casework. Stay current with emerging risk typologies. Handle PEPs and Sanctions checks. Interact with customers via calls, chats, and emails. This remote position requires UK residency and a flexible schedule.

Requirements

• 3+ years of experience in AML/EDD, ideally within the online gambling sector
• Strong working knowledge of UK Money Laundering Regulations (MLRs) and Gambling Commission guidance

Responsibilities

• Conducting in-depth EDD reviews on high-risk customers, focusing on Source of Funds (SoF) and Source of Wealth (SoW) validation
• Analysing bank statements and supporting documents to identify potential AML, fraud, or AFC risk indicators
• Escalating and dealing with escalations around suspicious activity and preparing SARs in line with internal policy and regulatory expectations
• Collaborating  and training other AFC team members to strengthen controls and improve processes
• Maintaining clear, auditable records of all casework in accordance with LCCP, MLRs, and internal standards
• Keeping current with emerging risk typologies, especially those relevant to online gambling
• Handing PEPs and Sanctions checks, along with a full audit log and reasoning
• Interact with customers (inbound and outbound) via calls, chats, and emails

Benefits

• Shape our future: Play a key role in our team's success, where your voice matters, and you'll have a direct impact on shaping Midnite's future
• Connect and unwind: Take part in our quarterly gatherings where our community comes together to bond and have fun
• Comprehensive health coverage: Look after your well-being with our outstanding zero-excess health insurance plan, which includes optical and dental coverage
• Simplify life: Take advantage of our nursery salary sacrifice scheme, allowing you to conveniently pay your child's nursery fees straight from your paycheck
• Work-life balance: Enjoy 25 paid holidays a year, plus generous paid maternity, paternity, and adoption leave, supporting you during life's most important moments
• Productive home office: We provide everything you need for a comfortable and ergonomic home setup, ensuring you're as productive as possible
• Flexible working: We embrace flexible working, allowing you to adjust your schedule when life's unexpected moments arise
• Latest tech made easy: With our salary sacrifice schemes, you can upgrade to the latest gadgets, household items, and mobile tech without the upfront cost
• Exclusive perks: Enjoy a wide range of discounts on retailers, groceries, and subscriptions, making life a little more affordable
• Grow with us: Expand your skills through internal and external learning opportunities while benefiting from access to mentorship programs that support your development
• Transparent compensation: We provide competitive pay with clear team bandings and salary grids, ensuring that salary discussions are simple and fair
• Constructive feedback: We foster a transparent culture, encouraging individual feedback and review sessions to help everyone improve