Bankruptcy Specialist

Summary

Join Valon's Default Servicing team as a Bankruptcy Specialist! You will be responsible for monitoring, reviewing, and processing bankruptcy cases, ensuring compliance with regulations and company policies. This role requires thorough knowledge of loan servicing, foreclosure, and bankruptcy procedures. You will handle end-to-end bankruptcy handling for Chapter 7 and Chapter 13 cases, work with attorneys, and audit documents for accuracy. Valon offers a competitive salary and benefits package, including comprehensive health insurance, paid time off, and parental leave. The ideal candidate possesses strong analytical skills, attention to detail, and experience in the mortgage or financial technology industry.

Requirements

• Thorough knowledge of loan servicing, foreclosure, bankruptcy
• Strong time-management skills, including the ability to effectively prioritize work assignments
• Detail oriented and self-motivated
• Strong aptitude for assessing, understanding and quantifying risk
• Must be highly proficient in Excel and Word
• Must be a team player with strong attention to detail and able to work independently
• Proven track record at delivering timely and accurate information in a fast-paced environment
• Excellent critical thinking, problem solving, mathematical skills and sound judgment

Responsibilities

• Ensure end-to-end Bankruptcy handling for Chapter 7 and Chapter 13 Bankruptcy cases
• Ensure assigned bankruptcy loans are handled in accordance with Company policies and procedures, client and investor guidelines, state laws, and Federal Bankruptcy code and regulating agencies
• Perform timely follow up with attorneys on critical steps and request referrals on delinquent bankruptcies and status updates
• Respond to attorney inquiries for additional information and escalate as needed
• Audit attorney plan reviews and confirm appropriate action is being taken by bankruptcy counsel
• Handle more complex tasks and manual calculations of figures. Verifies/researches borrower payment history and resolves payment posting discrepancies, insurance validation and tax advances
• Audit and review Motions for Relief, Agreed Orders, and Notices of Default for accuracy and thoroughness and coordinate corrections as necessary on any Bankruptcy Chapters
• Review and execute signature required documents for court proceedings
• Release loans to Production and/or Foreclosure upon termination of Bankruptcy stay
• Status all new bankruptcy filings that are received either by US mail or electronic bankruptcy notification
• Monitor the AACER Court Electronic Records) website daily for updates
• Review bankruptcy plans and Chapter 7 schedules
• Prepare reaffirmation agreements packages and send them to the attorney for execution

Preferred Qualifications

• Bachelor's degree
• Experience with a mortgage or financial technology company
• Analytics proficiency
• Financial Services and, if possible, mortgage industry experience
• Strong business acumen and ability to interface with executive management

Benefits

• Competitive salary and 401k plan
• Comprehensive medical, dental, & vision benefits
• In-office snacks and drinks, and Bagel Fridays
• Pre-tax deductions for public transportation, rideshare services, and parking expenses
• Company wide orientation for you to successfully onboard and other learning & development opportunities including regular review cycles that feature 360 degree feedback
• Quarterly budgets for team and company outings
• 17 days paid time off, sick days, and 11 company holidays
• 12 weeks off for both birthing and non-birthing parents - fully paid