Card & Banking PM

Summary

Join UR, a borderless smart money app, as a Card & Payment Product Manager to own and scale core components like cards, fiat rails, and multi-currency infrastructure. Collaborate with cross-functional teams including Core Banking Product Owner, design and engineering, and risk & compliance. This role demands systems thinking, ownership, and navigating ambiguity. You will shape UR's product strategy and work on launching credit/deferred debit cards, supporting Apple/Google Pay, and developing new card features. Drive integrations for more payment methods and define the currency support model. Partner with designers for user experience and collaborate with the Head of Product on banking product strategy.

Requirements

• Have 5+ years in product management, ideally in fintechs (e.g. Revolut, Reap, Nium, Airwallex, Aspire) or crypto-native neobanks
• Have shipped 0→1 banking or card products and thrive in fast-paced, ambiguous environments
• Possesses strong systems thinking and can distil complex infra topics into clear product requirements
• Have worked closely with Chinese-speaking engineering teams and are comfortable bridging language and execution gaps
• Are familiar with core banking systems, issuer/processor models, and regulatory constraints (bonus if you’ve worked with a licensed entity)
• Can operate fluently in Chinese (spoken) and English (spoken and written)
• Are a clear communicator, a structured thinker, and have high product quality standards

Responsibilities

• Work on launching credit/deferred debit cards, support for Apple/Google Pay, and new card features for retail and business users
• Drive integrations and upgrades to support more local and international payment methods (e.g. SWIFT, SEPA etc.)
• Define and scale our currency support model for both deposits and card spend, improving UX and backend logic
• Embed risk rules and controls (e.g. velocity limits, region-level restrictions) within core flows
• Work with designers (product/UX) to create simple, powerful user experiences for both crypto-native and mainstream audiences
• Partner with the Head of Product on banking product strategy and coordinate with web3 product counterparts to build cohesive cross-domain experiences

Preferred Qualifications

Experience or strong interest in crypto, DeFi, or bridging fiat ↔ crypto systems