Compliance Advisory Manager

Summary

Join Marqeta as Compliance Advisory Manager (Debit/Prepaid) and implement, monitor the company’s Compliance Management Program. This role demands expertise in financial regulations, risk management, and strong analytical skills. You will be the subject matter expert for Debit and Prepaid Compliance, collaborating with internal departments and external partners. The Compliance Advisory team actively engages in new product development, ensuring regulatory compliance. The position involves advising key partners, performing oversight, and assisting with compliance testing. This role offers flexible work arrangements, allowing you to work remotely anywhere in the United States.

Requirements

• Bachelor's degree in a related field (e.g., finance, law, business administration) or equivalent work experience and certifications
• 3-5+ years of experience in a compliance, risk, or audit role, with experience in financial services or the payments industry; specifically around debit and prepaid products.  Experience with both commercial and consumer products is a plus
• Excellent understanding and experience with Regulation E, Prepaid rules and UDAAP
• Strong analytical, problem-solving, communication, and interpersonal skills
• Proficiency in compliance management software and Microsoft Office Suite

Responsibilities

• Stay up-to-date on relevant regulations and ensure the company's debit and prepaid card programs comply
• Disseminate information regarding debit and prepaid compliance and upcoming regulatory changes to appropriate staff
• Develop, implement, and maintain compliance policies and procedures for debit and prepaid card products.  Review applicable operational playbooks, processes and procedures to ensure alignment with the regulation and policies
• Identify, assess, and mitigate compliance risks associated with debit and prepaid card operations
• Monitor compliance with regulations and policies, conduct/collaborate with audits, review applicable product complaints and investigate potential violations
• Review and approve training programs to ensure employees understand their compliance responsibilities
• Collaborate in the preparation and maintenance of accurate compliance documentation, dashboards and reports
• Communicate with department managers regarding regulatory compliance, risk assessments, key controls and recommendations for compliance
• Ensure compliance exceptions are adequately addressed by management and resolved timely
• Assist with preparation for audits and exams and serve as a point of contact for internal and external auditors as needed
• Exhibit a strong culture of trustworthiness, integrity, dependability, and responsibility
• Attention to detail and accuracy
• Effective time management
• Strong written and verbal communication skills
• Effective balance of team and individual responsibilities
• Provide assistance in other areas of compliance as needed

Preferred Qualifications

• CRCM or other relevant certifications are a plus
• Deposit product compliance experience
• Experience with NACHA rules and processes

Benefits

• Multiple health insurance options
• Flexible time off – take what you need
• Retirement savings program with company contribution and after tax contributions
• Equity in a publicly-traded company and an Employee Stock Purchase Program
• Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
• Free therapy sessions, financial and professional coaching, and legal advice
• Monthly stipend to support our remote work model
• Annual “development dollars” to support our people growth and development
• Through Flex First, the freedom to live and work wherever you and your family thrive