Compliance Analyst - Advisory

Summary

Join EarnIn as a Compliance Analyst and focus on mitigating consumer protection compliance risks and driving adherence to regulatory expectations. You will apply a data-driven approach to assess and improve business processes, compliance controls, and risk management strategies across deposits, payments, and lending. This remote position offers a unique opportunity to make a meaningful impact in a dynamic, fast-paced environment. Collaborate with product and marketing teams to support compliance efforts. Evaluate the application of compliance requirements for new and existing products. Conduct research and analysis of new and existing regulations, identifying potential impacts and recommending updates. Support the development and maintenance of compliance policies, procedures, and controls. Partner with cross-functional teams to support monitoring and testing of adherence to compliance policies. Assist in designing and delivering compliance training materials. Contribute to the execution of compliance risk assessments. Participate in cross-functional projects providing administrative and analytical support. Monitor and report on the implementation of corrective actions.

Requirements

• 3+ years of experience in compliance, risk management, or a related field in professional services, Fintech, or financial services; relevant certifications (e.g., CRCM, CUCE) are a plus
• Basic understanding of financial services laws and regulations, payment systems/rails with a strong willingness to learn and apply guidance
• Familiarity with compliance/regulatory risks, processes, and control frameworks and a developing ability to evaluate the effectiveness of controls within business processes
• Strong written and verbal communication skills, with a focus on clear and concise documentation and the ability to synthesize information effectively
• Detail-oriented and deadline-driven, with a commitment to producing accurate work
• Creative thinker and problem solver with a growth mindset and a customer-focused approach to compliance challenges
• Foundational project management and analytical skills, with a proactive attitude toward learning critical thinking methodologies
• Ability to demonstrate and align with EarnIn’s core values: Customer First, Collaborative, Creating Impact, and Inventive
• Professional, responsible, and trustworthy, with sound judgment when handling sensitive information
• Proficiency in Excel/Sheets (e.g., basic functions, formatting, and data organization; willingness to learn advanced features such as VLOOKUP and pivot tables) and PowerPoint/Slides

Responsibilities

• Collaborate with product and marketing teams to support compliance efforts by gathering requirements and providing operational insights to ensure adherence to consumer protection regulations in the development and enhancement of deposit, payment, and lending products
• Assist in evaluating the application of compliance requirements for new and existing products, ensuring alignment with EarnIn’s compliance framework and regulatory expectations through research and documentation
• Conduct preliminary research and analysis of new regulations and changes to existing regulations, identifying potential impacts on products and processes and recommending updates to maintain compliance
• Support the development and maintenance of compliance policies, procedures, and controls by performing routine reviews, identifying enhancements , and contributing to process documentation and updates
• Partner with cross-functional teams to support monitoring and testing of adherence to compliance policies, providing data collection and preliminary analysis to identify improvement opportunities and corrective actions
• Assist in designing and delivering compliance training materials, tailoring content to specific stakeholder groups under the guidance of senior team members, and promoting awareness of compliance practices
• Contribute to the execution of compliance risk assessments by compiling data, preparing reports, and tracking findings to ensure risks are accurately documented and communicated
• Participate in cross-functional projects by providing administrative and analytical support to help ensure compliance objectives are met and project timelines are maintained
• Monitor and report on the implementation of corrective actions from compliance breakdowns, escalating unresolved issues to senior team members as necessary
• Provide clear, well-documented guidance to stakeholders, synthesizing complex regulatory information into digestible formats under the supervision of senior compliance team members
• All other duties as assigned

Benefits

The US base salary range for this position is $80,000 - $90,000 + equity + benefits