dLocal is hiring a
Compliance Officer

Summary

The job is for a Compliance Officer in Morocco at dLocal, a company that enables global brands to collect payments in emerging markets. The role involves managing KYC onboarding, transaction monitoring, AML/CFT compliance, regulatory compliance, remittance compliance, risk assessments, and reporting.

Requirements

• Bachelor's degree in a relevant field; additional certifications (e.g., CAMS, ACAMS, ICA) are a must
• 4-6 years of legal experience in consultancy firms, AML, Transaction Monitoring, and KYC within the banking or fintech sector
• Proven experience in a compliance role within the financial services industry, with a focus on payments and remittances
• In-depth knowledge of KYC processes, transaction monitoring, and AML/CFT regulations in Morocco
• Familiarity with Moroccan regulatory frameworks for the payments industry
• Experience in engaging with regulators in Morocco and maintaining positive relationships

Responsibilities

• Oversee and manage the Know Your Customer (KYC) onboarding process for new customers and update existing ones in Morocco
• Ensure compliance with local and international regulatory requirements related to customer identification and verification
• Implement and enhance transaction monitoring systems to detect and report suspicious activities within the Moroccan context
• Conduct periodic reviews and assessments to ensure the effectiveness of transaction monitoring processes
• Serve as the primary point of contact for AML/CFT matters in Morocco
• Develop and enforce AML/CFT policies and procedures tailored to the Moroccan regulatory environment
• Stay abreast of the regulatory landscape governing the payments industry in Morocco
• Interpret and communicate regulatory changes, especially those related to AML/CFT requirements, to relevant stakeholders within the organization
• Establish and maintain strong relationships with regulators in Morocco
• Develop and implement compliance procedures specific to remittances and cross-border payments in Morocco
• Ensure adherence to regulatory requirements governing remittance services in the Moroccan market
• Conduct regular risk assessments to identify and mitigate potential compliance risks within the Moroccan context
• Collaborate with other departments to implement risk mitigation strategies
• Report findings and other compliance matters related to AML/CFT to different stakeholders in Morocco in a clear and understandable manner
• Ensure timely and accurate reporting to internal and external stakeholders as required by Moroccan regulations
• Provide training to staff on compliance policies, procedures, and regulatory requirements, with a specific focus on AML/CFT in the Moroccan market

Preferred Qualifications

Strong analytical and problem-solving skills