Construction Draw Specialist

Summary

Join Celtic Bank as a Construction Portfolio Analyst and contribute to a dynamic team. You will manage a portfolio of construction loans, conduct in-depth analyses of projects, present findings to management, and ensure compliance with regulations. This fast-paced role involves collaboration with internal teams, clients, and contractors nationwide. You'll analyze budgets, process draws, and solve challenges, fostering continuous learning and professional growth. The position offers a variety of benefits, including health insurance, retirement plans, paid time off, and a robust wellness program.

Requirements

• Knowledge of commercial lending practices and procedures
• Detail oriented and possess excellent interpersonal, organizational, and communication (verbal and written) skills
• Ability to problem solve and work independently
• Must possess the ability to prioritize and support various activities simultaneously
• Ability to thrive in a deadline-driven environment, including by demonstrating excellent time management, organization, and planning skills
• Strong technical skills - including but not limited to Microsoft Office, internet, Salesforce
• Adaptability to meet changing department priorities while remaining attentive to daily demands
• Ability to learn quickly, adapt to new processes, and work in a collaborative environment
• Ability to establish and maintain effective work relationships

Responsibilities

• Manage a portfolio of construction loans in various loan stages
• Conduct in-depth analysis of project sources and uses, construction budgets, architectural plan & site plan review and financial information during underwriting
• Present analysis to managers and Loan Committee for final decision
• Review all construction loan documentation in preparation for loan closings
• Order and review construction project progress inspections and reconciling construction budget
• Administer construction draws for the duration of the construction project
• Proactively monitor assigned construction portfolio project status
• Maintain strong working relationship with borrower and general contractor
• Ability to maintain a great attitude and professional disposition with both internal and external parties, especially while handling deadlines, delays, and setbacks
• Complies with and adheres to all regulatory compliance areas, policies and procedures and best practices
• Perform other duties as assigned

Preferred Qualifications

Experience with construction disbursement software Built

Benefits

• Medical, dental, vision
• 401(k) with employer match
• Life and long-term disability coverage
• HSA and FSA plans
• Holidays and paid time off requests
• Robust wellness program (we’re talking catered meals three times a week, lunch and learns, and onsite gym!)
• Hybrid work schedule available after initial training period in our Salt Lake City, Utah office – department and job requirements will determine eligibility
• Full remote work schedule available