Construction Underwriter

Summary

Join Argo Group, a specialty insurance leader, as an Underwriter to contribute to our growing Construction business. This role, ideally based in Richmond, VA but with remote or other office location options, involves reviewing complex policies, determining risk acceptance, managing territories, and mentoring team members. You will utilize underwriting tools, analyze data, and consult with agents. Argo offers a competitive salary, annual bonus, and a comprehensive benefits package including health insurance, retirement plan, paid time off, and professional development opportunities. A Bachelor's degree or equivalent experience is required, along with strong communication and analytical skills. Previous insurance education and specific designations are preferred.

Requirements

• Bachelor’s degree from an accredited university or 2 – 5 years’ experience and/or equivalent combination of education and experience
• Demonstrates an understanding and ability to effectively engage in the negotiation process
• Strong oral and written communication skills
• Detail oriented with initiative and the ability to work independently in a fast-paced environment
• Excellent analytical skills
• Ability to travel
• Advanced knowledge of computer programs, including Word, Excel, and Outlook

Responsibilities

• Review large and highly complex policies to verify acceptability based upon company underwriting guidelines and granted underwriting authority
• Determine whether to accept, modify, or decline risks
• Oversee and approve endorsements as indicated
• Resolve premium audit disputes within assigned territory
• Utilize underwriting tools to determine accurate classifications, rates, and premium charges
• Review state laws, including cancellation and non-renewal, within assigned territory to properly transact business within the state
• Consult with general agents/brokers to obtain further information, quote rates, or explain underwriting guidelines
• Create, analyze, and interpret data from various reports
• Manage assigned underwriting territory, including management of agents and travel to agent offices
• Mentor less experienced team members
• Conduct educational sessions within the department
• Other duties as assigned

Preferred Qualifications

Previous insurance educational work, IIA and CPCU designation strongly preferred

Benefits

• A culture that recognizes performance and empowers employees to excel, offering competitive compensation and merit driven profit sharing
• Workplace policies that support employee well-being include flex time and floating holidays
• Comprehensive health, wellness, and financial planning options that employees can tailor to meet their personal and family needs.  In addition to traditional health and wellness plans, benefits include dental, disability, life insurance, medical, and vision insurance, matching 401(k) retirement savings, generous paid time off (21 days of PTO, 11 paid company holidays, 3 floating holidays and a paid voluntary day), paid caregiver and parental leave, paid bereavement, jury duty/court appearances, and military (up to 14 days) leave, employee assistance program (EAP), and an array of voluntary benefits
• Argo Academy, a digital and instructor-led platform that offers continuous learning and professional development – Training magazine lists Argo among the Training "Top 125" Companies.   Argo encourages career mobility and continuing education to pursue and maintain professional and industry designations, in addition to traditional university and higher education programs
• An inclusive culture that develops and sponsors diverse teams, encourages cross-functional engagement and collaboration, builds community through employee resource groups (ERGs), and provides an environment that welcomes ongoing dialogue, creative innovation, professional and personal development
• Active community outreach and volunteer programs
• A generous Employee Referral program that results in approximately 25% of all new hires annually