Credit Analyst

Summary

Join ConnectOS, a top-rated Philippines employer, and work as a Credit Analyst in a remote setting after one month of onsite training in Manila. You will be responsible for credit evaluation and analysis, report preparation, collaboration and communication with brokers and clients, client management assistance, maintaining industry awareness, and data management. This role requires a degree in a related field, proven experience in commercial lending, strong analytical and communication skills, and high attention to detail. ConnectOS offers a competitive salary, comprehensive benefits including medical, dental, and life insurance, paid time off, and various perks such as complimentary sleeping quarters and wellness facilities.

Requirements

• Possess a Degree in Finance, Business, Economics, or a related field
• Have proven experience in commercial lending, credit analysis, or a similar role
• Demonstrate strong analytical skills and proficiency in financial modeling and data analysis tools
• Possess excellent communication and decision-making skills
• Be highly organized and able to assist brokers with client management
• Have the ability to work independently and manage time effectively in a remote setting
• Show high attention to detail and accuracy

Responsibilities

• Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of businesses and individuals
• Prepare detailed credit analysis reports, including financial ratios, cash flow analysis, and risk assessments
• Develop comprehensive credit submission memos with recommendations for credit approval
• Present findings and recommendations to commercial brokers and management
• Work closely with commercial brokers to provide insights and support for credit applications
• Communicate effectively with clients and brokers to gather necessary information and clarify credit worthiness
• Assist commercial brokers with client management, primarily via email
• Ensure timely follow-up on client inquiries and maintain organized records of client interactions
• Stay updated with the latest industry trends, regulatory changes, and best practices in credit analysis and lending
• Ensure compliance with internal policies and regulatory requirements
• Maintain accurate and up-to-date records of credit analyses and reports
• Utilize financial modeling and data analysis tools to support credit evaluation processes

Preferred Qualifications

• Have familiarity with the financial and business environment in Australia
• Have experience working in Commercial Lending for Australian based businesses
• Have experience with remote work tools and platforms
• Possess strong problem-solving skills and the ability to work under pressure

Benefits

• One month of onsite training will transition to a full WFH set-up
• Medical, Dental Coverage and Life insurance from day 1 of employment
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion)
• Competitive salary package and annual appraisal
• Financial Assistance Program
• Mandatory Government Benefits and 13th Month Pay
• Complimentary Sleeping Quarters, Coffee at no cost
• Complimentary Office Fitness and Wellness Facilities at no cost
• Regular Company Events, Work Life Balance, and Career growth opportunities