Remote Senior Credit Analyst

The Position

Our Massachusetts-based bank client is seeking to fill a Hybrid Remote Sr. C&I Credit Analyst role in the Boston, MA area. The position is responsible for obtaining loan request information from commercial lenders or borrowers to analyze credit information, financial statements, and other related information pertaining to the loan.

The opportunity has a generous salary of up to $100K plus a bonus and a benefits package including 100% medical premiums paid by the bank and up to 8% 401K match. (This is a hybrid remote position – must live in the Boston, MA area).

Sr. C&I Credit Analyst responsibilities include:

• Supporting the commercial lending functions in managing existing loan relationships and pursuing new loan opportunities primarily by analyzing financial information and identifying credit risks.
• Analyzing and monitoring the creditworthiness of the Bank’s customers.
• Assisting commercial loan officers in addressing customer inquiries and servicing requests.
• Assisting the commercial lenders by interacting with select existing and new customers of the commercial lending team with new loan requests and maintenance of existing customers.
• Analyzing financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank.
• Preparing various written loan reports including loan presentations, annual reviews, credit file comments, and classified asset reports as needed in accordance with the Bank’s loan policy and procedures
• Recommending credit facilities and structures within the established bank guidelines.
• Researching background documentation and review personal and business financial statements and tax returns.
• Reviewing loan files to ensure the completeness of the file and that all collateral has been secured properly.
• Updating collateral values, as needed on delinquent loans.
• Requesting and obtaining financial statements on existing borrowers.
• Preparing, monitoring, and maintaining credit files for the Bank’s commercial loan customers.
• Performing additional duties as requested, needed, or assigned.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

• Bachelor’s degree in Accounting/Finance or related area.
• Five or more years of Commercial and Industrial Lending credit experience with loan exposures ranging from $500K to $35MM.
• Extensive knowledge of commercial real estate lending practices and related areas.
• Extensive knowledge of financial institution policies and procedures.
• Strong knowledge of department support structures, resources, and personnel.
• SBA underwriting experience preferred.
• Formal Credit Training preferred.

The opportunity has a generous salary of up to $100K plus a bonus and a benefits package including 100% medical premiums paid by the bank and up to 8% 401K match. (This is a hybrid remote position – must live in the Boston, MA area).