Remote Senior Credit Analyst

Summary

Join our Massachusetts-based bank client as a Hybrid Remote Sr. C&I Credit Analyst in the Boston, MA area and take advantage of a generous salary of up to $100K plus a bonus and benefits package including 100% medical premiums paid by the bank and up to 8% 401K match.

Requirements

• Bachelor’s degree in Accounting/Finance or related area
• Five or more years of Commercial and Industrial Lending credit experience with loan exposures ranging from $500K to $35MM
• Extensive knowledge of commercial real estate lending practices and related areas
• Extensive knowledge of financial institution policies and procedures
• Strong knowledge of department support structures, resources, and personnel

Responsibilities

• Supporting the commercial lending functions in managing existing loan relationships and pursuing new loan opportunities primarily by analyzing financial information and identifying credit risks
• Analyzing and monitoring the creditworthiness of the Bank’s customers
• Assisting commercial loan officers in addressing customer inquiries and servicing requests
• Assisting the commercial lenders by interacting with select existing and new customers of the commercial lending team with new loan requests and maintenance of existing customers
• Analyzing financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank
• Preparing various written loan reports including loan presentations, annual reviews, credit file comments, and classified asset reports as needed in accordance with the Bank’s loan policy and procedures
• Recommending credit facilities and structures within the established bank guidelines
• Researching background documentation and review personal and business financial statements and tax returns
• Reviewing loan files to ensure the completeness of the file and that all collateral has been secured properly
• Updating collateral values, as needed on delinquent loans
• Requesting and obtaining financial statements on existing borrowers
• Preparing, monitoring, and maintaining credit files for the Bank’s commercial loan customers
• Performing additional duties as requested, needed, or assigned

Benefits

• 100% medical premiums paid by the bank
• Up to 8% 401K match