Deputy General Counsel, Structured Finance

Summary

Join Point, a company focused on making homeownership more accessible, as their Deputy General Counsel, Structured Finance. This critical role will lead and support all capital markets legal initiatives, contributing to the growth of Point’s home equity investment line of business. Reporting to the COO and General Counsel, you will provide strategic and tactical legal guidance on complex capital markets transactions. The position demands deep experience in structured finance and capital markets, with a focus on 144A offerings, 4(a)(2) private placements, and other institutional financing. You will play a key role in driving legal execution of financing deals, managing relationships with external counsel and investors, and ensuring regulatory compliance. Point offers a people-first culture and a comprehensive benefits package.

Requirements

• 10+ years of legal experience, including significant time at a top law firm or in-house, advising on structured finance, securitizations, and capital markets transactions
• Deep expertise in 144A and 4(a)(2) offerings, fund formation, forward flow, and warehouse facilities
• Familiarity with residential mortgage and consumer finance products and the regulatory frameworks governing them
• Excellent project management, negotiation, communication, and drafting skills
• A practical, business-oriented approach to problem-solving and the ability to thrive in a fast-paced, entrepreneurial environment
• JD from an accredited law school and a member in good standing of the State Bar of California, or eligible for the in-house counsel exemption

Responsibilities

• Lead the structuring, negotiation, and execution of complex capital markets transactions, including 144A and 4(a)(2) deals
• Provide legal guidance and manage documentation for forward flow purchase agreements, fund formation, and warehouse lending arrangements
• Serve as the primary legal advisor on all structured finance transactions, including securitizations and related regulatory matters
• Collaborate closely with senior executives, investors, external counsel, and internal cross-functional teams, including Finance, Investor Operations, Product, and Customer Operations
• Support investor due diligence processes and respond to audits and regulatory inquiries as needed
• Develop and maintain internal policies and procedures to ensure compliance with securities laws and other applicable legal standards
• Advise on new financial product structuring and capital markets initiatives from inception through execution

Benefits

• Generous health benefits
• We provide medical, dental, and vision plans with options for flexible spending accounts (FSA) and health savings accounts (HSA)
• Unlimited paid time off
• Recharge with unlimited paid time off and 10 company holidays
• Flexible remote & onsite work
• Our teams work from many different locations and time zones. We support fully remote work and also have an amazing in-person environment in our downtown Palo Alto, CA HQ
• Fully paid parental leave
• Point will true-up wages from state-applicable PFL earnings so that the employee’s total gross pay will be equivalent to 100% of their regular base pay, as well as two weeks of fully paid leave to be available after exhaustion of state PFL
• For employees in states without Paid Family Leave, Point will provide up to 8 weeks of paid parental leave
• In addition, all employees will receive 4 weeks of fully paid transition time. For four weeks after returning from parental leave, and following the use of all other paid leave benefits, you may work part-time, meaning two or three days per week, and receive 100% of regular base pay
• Financial wellness
• We provide 401K retirement plans for employees as well as guaranteed life insurance and short- and long-term disability coverage. Full-time employees have the opportunity to take ownership in the company through equity options
• Extra work/life benefits
• We provide monthly stipends for internet, mobile plans, and a one-time home office reimbursement