Director, Data Science

Summary

Join Prosper's fast-paced team as Director of Machine Learning for our Credit Card business, building cutting-edge models for credit strategies and management programs. You will lead a team, collaborate with cross-functional stakeholders, and evaluate third-party solutions. This newly created role requires 10+ years of credit card modeling experience, a strong machine learning background, and advanced degree. The position offers flexible time off, comprehensive health coverage, competitive salary, 401(k) matching, paid parental leave, and wellness benefits. Remote work in the U.S. is available. The salary range is $209,000-$289,000 annually, plus bonus and generous benefits.

Requirements

• 10+ years of experience in credit card modeling for consumer lending business
• A strong machine learning education background and experienced in applying the skills to solve business problems
• Ability to formulate business problems and guide the team to deliver the results expected
• Demonstrated track record of organizational skills to provide viable options to balance the time-to-market expectations and the organizational cost of the changes
• Outstanding communication skills – ability to effectively communicate complex concepts in plain English, and comfortable with technical details to communicate with cross-functional stakeholders
• Advance degree (M.S./PhD) preferably in statistics, computer science, engineering, physical sciences, economics, or related technical field
• Comfortable to use Google Cloud data environment and broad stack of technologies such as Python, Spark, SQL and Tableau
• Familiar with regulatory guidelines in lending business

Responsibilities

• Lead a team to build cutting-edge machine learning models for card acquisition credit strategies (Underwriting/Line Assignment/Pricing) and credit management programs, such as credit line management, transaction fraud, payment fraud etc
• Apply your knowledge in data, modeling, and analytical expertise to drive the growth of the card business
• Collaborate with cross-functional teams to manage the entire modeling cycle including model design, development, evaluation, validation, and performance tracking
• Evaluate third party solutions with strong business acumen to deliver results with high ROI
• Demonstrate exceptional business communication skills to translate complex modeling work into tangible business results
• Lead by example to show passion and enthusiasm towards new challenges and never cease to challenge the status quo

Benefits

• Flexible time off
• Comprehensive health coverage
• Competitive salary
• 401(k) employer match
• Paid parental leave
• Wellness benefits including access to mental health resources, virtual HIIT and yoga workouts
• A bevy of other perks including Udemy access, childcare assistance, pet insurance discounts, legal assistance, and additional discounts through Perkspot
• The ability to work remotely in the United States