Director of Compliance, Mortgage Industry

Summary

Join Summit Funding, Inc as Director of Compliance and ensure company-wide adherence to federal and state laws, regulations, and licensing requirements.

Requirements

• 5+ years of current or recent (within the last 12 months) experience in a compliance role with a retail mortgage lender, at least 3 years within a supervisory role
• Thorough knowledge of HMDA, ECOA, Regulation Z, TILA, TRID, RESPA, and Fair Lending Laws
• Current or recent Encompass Experience required
• Must be proficient in Microsoft Office software
• High school diploma or equivalent work experience
• Must have excellent verbal and written communication skills, including the ability to communicate effectively with individuals from various backgrounds and at all organizational levels
• Demonstrated ability to effectively manage team members

Responsibilities

• Ensure adherence to all State and Federal regulations company-wide
• Effectively communicate compliance requirements company-wide to ensure awareness of state and federal requirements
• Maintain State and Federal Licensing Requirements
• Oversee, schedule and administer periodic internal audits to ensure adherence to State and Federal regulations
• Develop, recommend, and implement company policies and procedures to ensure adherence to all State and Federal regulations and reduce risk
• Coordinate with the Training Department to develop training programs that educate team members on new, existing, and updated laws, regulations, and best practices
• Identify and investigate potential branch compliance issues
• Assess operational risk at the branch level and develop strategies to mitigate these risks
• Communicate branch compliance issues and risks to General Counsel
• Assist in creating and implementing branch policies, procedures, and programs to reduce compliance risk
• Identify compliance systems in need of improvement to facilitate the ease of adoption

Benefits

• Full benefits include medical, dental, vision, 401K plus match
• 11 paid holidays
• Paid time off