Remote Government Underwriter

Summary

Join JMAC Lending as a Government Underwriter and utilize your analytical skills to review mortgage loan documents, make loan decisions, and provide exceptional customer service.

Requirements

• At least 2 years of recent experience as a DE and SAR Underwriter
• A minimum of 2 years of recent expertise in FHA and VA lending
• A thorough understanding of current FHA and VA guidelines
• Familiarity with federal and state regulations in the mortgage banking sector (including TRID, ECOA, Fair Lending, etc.) is essential
• Proficient knowledge of DU/LP/TOTAL Scorecards is required

Responsibilities

• Review credit documents in accordance to JMAC, FHA, and VA guidelines
• Review borrower’s income and assets in accordance to JMAC, FHA, and VA guidelines
• Review subject property title and appraisal in accordance to JMAC, FHA, and VA guidelines
• Must be able to make loan decisions independently (Approve or Decline)
• Sign off on conditions
• Verify the consistency of information throughout the file
• Utilize FHA Connection, FHA EAD, VA VIP/WebLGY, and GUS to complete, correct, or verify the validity of required forms
• Complete assigned files within established turn times
• Maintain communication, and customer service with file contacts throughout the loan process
• Other duties as assigned

Benefits

• Comprehensive Health Care Plan (including Medical, Dental, & Vision)
• Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
• Generous Paid Time Off (for Vacation & Holidays)
• Secure Retirement Plan (401k)
• Short-Term & Long-Term Disability Coverage
• Family Leave Benefits
• Access to Wellness Resources