Lead, Regulatory Compliance

Summary

Join Gemini's Compliance team as a Lead, Regulatory Compliance (Credit Card) and become the ultimate compliance subject matter expert. Supervise junior team members, drive remediation and testing plans, and lead the design and implementation of the monitoring & testing framework. Provide compliance advice, partner with the Counsel team, and lead responses to audits and regulatory examinations. Act as a liaison between department heads and senior management. Monitor operational processes and maintain current knowledge of applicable laws and regulations. This role requires significant experience in consumer financial compliance and a deep understanding of consumer regulations. The position offers exposure to senior management and the Board.

Requirements

• Bachelor degree
• 6+ years of experience in regulated finance or fintech industry with a focus on credit card regulatory/consumer compliance
• Thorough understanding of lending/credit financial services and key laws, regulations, guidance, and industry-standard practices such as UDAAP; Regulation B, E, D/DD, Z, V; SCRA; GLBA; BSA/AML; etc. and associated regulations
• Strong project management, time management, and organizational skills
• Excellent written and verbal English communication skills with a strong attention to detail
• Proven ability to proactively, efficiently, and accurately assess risks in a fast-paced environment
• Track record of creative problem-solving, excellent written and oral communication skills, and creation of strong and trusted cross-functional relationships
• Interest in building the future of compliance and an owner’s mindset to your work

Responsibilities

• Supervise junior member(s) of the compliance team in areas of compliance testing and monitoring, complaint management, issue management, audit findings resolution, and governance
• Drive the development and execution of remediation and testing plans to address issues/findings, which may include process updates, documentation and/or training
• Lead the design and implementation of the monitoring & testing framework to provide independent, risk-based monitoring of regulatory compliance
• Provide timely and accurate advice and guidance to the Gemini Credit Card’s teams on issues arising from compliance policy areas and subject matter within the responsibility of the Compliance Department
• Partner with the broader Counsel team to address emerging trends, regulations and business objectives; share information about developments in the product and Compliance program to organize efficient and transparent support across the departments
• Take a leading role in identifying, mapping out, enhancing, documenting, and rating controls and risks as part of our Risk Assessment process
• Lead responses to periodic audits, reporting requirements, regulatory examinations, and assessments
• Act as contact person and liaison between department heads and senior management at Gemini as well as our Bank partner
• Monitor operational processes and procedures to ensure that the company operates in accordance with applicable regulations as well as with the CMS Policy
• Maintain current knowledge of applicable laws and regulations and understand regulatory impact of changes to product/service offerings

Preferred Qualifications

Juris Doctor, and /or CFE preferred

Benefits

• Competitive starting salary
• A discretionary annual bonus
• Long-term incentive in the form of a new hire equity grant
• Comprehensive health plans
• 401K with company matching
• Paid Parental Leave
• Flexible time off