Risk and Compliance Lead

Summary

Join Lightspark Payments as a Product Compliance Manager and oversee the design and implementation of the compliance program for a new product suite. This role will initially focus on building customer onboarding programs for businesses and consumers. You will collaborate with Product, Engineering, Legal, and Risk & Compliance teams to design end-to-end flows and customer onboarding experiences. The position requires translating regulatory and risk requirements into business and technical specifications. You will also identify and address potential compliance, regulatory, financial, and fraud risks. While remote, this role requires candidates based on the West Coast with regular travel to Los Angeles.

Requirements

• 10+ years of total experience and at least 5 years in a compliance project/product management role
• Subject matter expertise in at least one of these areas is essential: domestic or cross border payments, blockchain or cryptocurrency, stablecoin payment infrastructure, and/or customer identification for a regulated entity
• Understand the functional and technical design of blockchain, bitcoin and (ideally) the Lightning Network
• Prior experience with payment systems, US and international payment rails, and compliance obligations around payments and customer onboarding
• Prior experience integrating KYC vendors and configuring identity verification for consumers
• Strong analytical and problem-solving skills, with the ability to translate complex requirements into actionable product documentation
• Excellent communication and collaboration skills, with the ability to work effectively in cross-functional teams

Responsibilities

• Own and manage the business and consumer KYC/CDD program design and build out together with the Product Manager for Lightspark Payments
• Translate regulatory, compliance, and risk requirements into business requirements and technical specifications for cross functional stakeholders
• Collaborate and coordinate effectively with a variety of cross functional stakeholders including Product, Engineering, Legal, Design, and Business Development
• Draft comprehensive compliance requirements, documents, and internal communications that can be understood by both technical and business audiences
• Provide real-time subject matter expertise and guidance to product, engineering and design, as new products and services are being developed or enhanced to ensure ongoing compliance with all relevant regulatory requirements
• Understand and articulate how compliance requirements will intersect with the funds flow end-to-end and be comfortable collaborating and contributing in group working sessions to design product and user interfaces with compliance requirements in mind
• Identify potential risks (compliance, regulatory, financial, fraud, etc,) and surface these risks together with proposed solutions to our cross functional partners

Preferred Qualifications

• Prior experience working in a start-up environment, or building products/programs from scratch
• Intense professional curiosity and a growth mindset